Nam A Commercial Joint Stock Bank (HOSE:NAB)

HOSE:NAB Statistics

Total Valuation

HOSE:NAB has a market cap or net worth of VND 24.02 trillion.

Market Cap	24.02T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, April 28, 2026.

Earnings Date	Apr 28, 2026
Ex-Dividend Date	n/a

Share Statistics

HOSE:NAB has 1.72 billion shares outstanding. The number of shares has increased by 2.83% in one year.

Current Share Class	1.72B
Shares Outstanding	1.72B
Shares Change (YoY)	+2.83%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	2.18%
Owned by Institutions (%)	0.66%
Float	1.68B

Valuation Ratios

The trailing PE ratio is 5.74.

PE Ratio	5.74
Forward PE	n/a
PS Ratio	2.65
PB Ratio	1.03
P/TBV Ratio	1.05
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-2.88
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 19.58%.

Return on Equity (ROE)	19.58%
Return on Assets (ROA)	1.26%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	1.63B
Profits Per Employee	751.52M
Employee Count	5,565
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:NAB has paid 1.07 trillion in taxes.

Income Tax	1.07T
Effective Tax Rate	20.39%

Stock Price Statistics

The stock price has decreased by -3.31% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-3.31%
50-Day Moving Average	14,343.00
200-Day Moving Average	14,493.90
Relative Strength Index (RSI)	37.75
Average Volume (20 Days)	1,637,483

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:NAB had revenue of VND 9.05 trillion and earned 4.18 trillion in profits. Earnings per share was 2,437.64.

Revenue	9.05T
Gross Profit	9.05T
Operating Income	5.47T
Pretax Income	5.25T
Net Income	4.18T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	2,437.64

Balance Sheet

The company has 155.41 trillion in cash and 56.48 trillion in debt, with a net cash position of 98.92 trillion or 57,657.91 per share.

Cash & Cash Equivalents	155.41T
Total Debt	56.48T
Net Cash	98.92T
Net Cash Per Share	57,657.91
Equity (Book Value)	23.43T
Book Value Per Share	13,656.79
Working Capital	-189,767.59B

Cash Flow

In the last 12 months, operating cash flow was -18,839.88 billion and capital expenditures -782.31 billion, giving a free cash flow of -19,622.19 billion.

Operating Cash Flow	-18,839.88B
Capital Expenditures	-782.31B
Free Cash Flow	-19,622.19B
FCF Per Share	-11,436.93

Margins

Gross Margin	n/a
Operating Margin	60.44%
Pretax Margin	58.03%
Profit Margin	46.19%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

HOSE:NAB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	0.00%
Buyback Yield	-2.83%
Shareholder Yield	-2.83%
Earnings Yield	17.41%
FCF Yield	-81.69%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 10, 2025. It was a forward split with a ratio of 1.25.

Last Split Date	Jul 10, 2025
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	2