Saigon Thuong Tin Commercial Joint Stock Bank (HOSE:STB)
Vietnam
· Delayed Price · Currency is VND 38,850
+100 (0.26%)
At close: Feb 21, 2025
HOSE:STB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 49,988,721 | 55,927,329 | 37,390,848 | 29,690,736 | 33,587,667 | Upgrade
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| Interest Paid on Deposits | 25,457,023 | 33,854,996 | 20,243,714 | 17,726,249 | 22,061,113 | Upgrade
|
| Net Interest Income | 24,531,698 | 22,072,333 | 17,147,134 | 11,964,487 | 11,526,554 | Upgrade
|
| Net Interest Income Growth (YoY) | 11.14% | 28.72% | 43.32% | 3.80% | 25.55% | Upgrade
|
| Income From Trading Activities | - | 33,817 | -19,983 | 163,664 | 94,043 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 2,966 | 1,984,218 | 176,907 | - | Upgrade
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| Gain (Loss) on Sale of Investments | 55,481 | -6,170 | -156 | 103,075 | 28,679 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 4,641 | - | - | - | - | Upgrade
|
| Other Non-Interest Income | 4,085,232 | 4,063,895 | 7,029,921 | 5,399,259 | 5,683,539 | Upgrade
|
| Total Non-Interest Income | 4,145,354 | 4,094,508 | 8,994,000 | 5,842,905 | 5,806,261 | Upgrade
|
| Non-Interest Income Growth (YoY) | 1.24% | -54.48% | 53.93% | 0.63% | 6.78% | Upgrade
|
| Revenues Before Loan Losses | 28,677,052 | 26,166,841 | 26,141,134 | 17,807,392 | 17,332,815 | Upgrade
|
| Provision for Loan Losses | 1,974,364 | 3,688,105 | 8,881,501 | 3,554,375 | 3,036,974 | Upgrade
|
| Revenue | 26,702,688 | 22,478,736 | 17,259,633 | 14,253,017 | 14,295,841 | Upgrade
|
| Revenue Growth (YoY) | 18.79% | 30.24% | 21.09% | -0.30% | 14.69% | Upgrade
|
| Salaries and Employee Benefits | 7,419,161 | 6,869,829 | 6,882,923 | 6,025,532 | 5,767,650 | Upgrade
|
| Occupancy Expenses | 2,728,478 | 1,148,589 | 665,889 | 639,448 | 582,947 | Upgrade
|
| Federal Deposit Insurance | 661,041 | - | - | - | - | Upgrade
|
| Other Non-Interest Expense | 3,173,643 | 4,865,318 | 3,371,749 | 3,188,011 | 4,605,964 | Upgrade
|
| Total Non-Interest Expense | 13,982,323 | 12,883,736 | 10,920,561 | 9,852,991 | 10,956,561 | Upgrade
|
| EBT Excluding Unusual Items | 12,720,365 | 9,595,000 | 6,339,072 | 4,400,026 | 3,339,280 | Upgrade
|
| Pretax Income | 12,720,365 | 9,595,000 | 6,339,072 | 4,400,026 | 3,339,280 | Upgrade
|
| Income Tax Expense | 2,632,870 | 1,876,384 | 1,298,377 | 988,530 | 657,299 | Upgrade
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| Earnings From Continuing Operations | 10,087,495 | 7,718,616 | 5,040,695 | 3,411,496 | 2,681,981 | Upgrade
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| Net Income | 10,087,495 | 7,718,616 | 5,040,695 | 3,411,496 | 2,681,981 | Upgrade
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| Preferred Dividends & Other Adjustments | - | - | 554,288 | 404,730 | 430,717 | Upgrade
|
| Net Income to Common | 10,087,495 | 7,718,616 | 4,486,407 | 3,006,766 | 2,251,264 | Upgrade
|
| Net Income Growth | 30.69% | 53.13% | 47.76% | 27.20% | 9.25% | Upgrade
|
| Basic Shares Outstanding | 1,885 | 1,885 | 1,885 | 1,842 | 1,804 | Upgrade
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| Diluted Shares Outstanding | 1,885 | 1,885 | 1,885 | 1,842 | 1,804 | Upgrade
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| Shares Change (YoY) | - | - | 2.34% | 2.13% | - | Upgrade
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| EPS (Basic) | 5350.84 | 4094.29 | 2379.78 | 1632.22 | 1248.17 | Upgrade
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| EPS (Diluted) | 5350.84 | 4094.29 | 2379.78 | 1632.22 | 1248.17 | Upgrade
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| EPS Growth | 30.69% | 72.04% | 45.80% | 30.77% | 10.57% | Upgrade
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| Effective Tax Rate | 20.70% | 19.56% | 20.48% | 22.47% | 19.68% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.