HOSE:STB Cash Flow Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	5,939,111	10,087,495	7,718,616	5,040,695	3,411,496
Depreciation & Amortization	899,583	980,725	847,708	665,889	639,448
Other Amortization	-	-	302,988	-	-
Change in Trading Asset Securities	-2,188,015	-10,394,318	-6,433,560	-8,645,116	3,304,346
Change in Other Net Operating Assets	24,528,036	-19,430,649	-51,736,817	-34,915,826	-35,716,151
Other Operating Activities	11,839,428	984,575	9,184,900	13,573,650	10,119,484
Operating Cash Flow	41,018,143	-17,772,172	-40,116,165	-24,280,708	-18,241,377
Capital Expenditures	-926,085	-1,015,860	-1,287,591	-1,142,501	-606,832
Sale of Property, Plant and Equipment	141,534	2,947	9,921	2,841,841	345,743
Investment in Securities	-	372	-	-	176,019
Other Investing Activities	20,214	4,641	22,837	12,466	2,129
Investing Cash Flow	-764,337	-1,007,900	-1,254,833	1,711,806	-82,941
Long-Term Debt Issued	508,956	1,809,625	-	474,811	2,495,286
Long-Term Debt Repaid	-4,327,904	-3,268,898	-37,078	-486,411	-159,998
Net Debt Issued (Repaid)	-3,818,948	-1,459,273	-37,078	-11,600	2,335,288
Issuance of Common Stock	-	-	-	-	2,434,950
Common Dividends Paid	-	-2	-25	-173	-89
Net Increase (Decrease) in Deposit Accounts	51,459,858	56,137,421	66,867,519	39,821,200	6,361,994
Financing Cash Flow	47,640,910	54,678,146	66,830,416	39,809,427	11,132,143
Foreign Exchange Rate Adjustments	84,812	87,265	-55,997	-206,855	-112,120
Net Cash Flow	87,979,528	35,985,339	25,403,421	17,033,670	-7,304,295
Free Cash Flow	40,092,058	-18,788,032	-41,403,756	-25,423,209	-18,848,209
Free Cash Flow Margin	193.94%	-70.36%	-184.19%	-147.30%	-132.24%
Free Cash Flow Per Share	21266.56	-9965.99	-21962.34	-13485.57	-10231.75
Cash Interest Paid	28,105,502	28,308,950	29,631,339	18,643,180	18,762,478
Cash Income Tax Paid	2,773,230	2,541,467	840,774	1,426,196	1,374,291

Source: S&P Global Market Intelligence. Banks template. Financial Sources.