HOSE:STB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2016 - 2020
Period Ending	Jul '25 Jul 23, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2016 - 2020
Market Capitalization	92,375,570	69,564,460	52,691,779	42,417,354	59,384,295	30,481,743	Upgrade
Market Cap Growth	21.20%	32.02%	24.22%	-28.57%	94.82%	68.16%	Upgrade
Last Close Price	49000.00	36900.00	27950.00	22500.00	31500.00	16900.00	Upgrade
PE Ratio	7.09	6.90	7.72	9.46	19.75	13.54	Upgrade
PS Ratio	3.29	2.61	2.34	2.46	4.17	2.13	Upgrade
PB Ratio	1.60	1.26	1.15	1.10	1.73	1.05	Upgrade
Debt / Equity Ratio	0.23	0.27	0.13	0.63	0.20	0.15	Upgrade
Return on Equity (ROE)	20.56%	20.03%	18.30%	13.83%	10.79%	9.63%	Upgrade
Return on Assets (ROA)	1.50%	1.42%	1.22%	0.91%	0.67%	0.57%	Upgrade
Earnings Yield	14.11%	14.50%	14.65%	11.88%	5.75%	8.80%	Upgrade
FCF Yield	-72.17%	-76.37%	-78.58%	-59.94%	-31.74%	-96.62%	Upgrade
Payout Ratio	-	-	0.00%	0.00%	0.00%	0.01%	Upgrade
Buyback Yield / Dilution	-	-	-	-2.34%	-2.13%	-	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.