Vietnam Technological and Commercial Joint Stock Bank (HOSE:TCB)
Vietnam · Delayed Price · Currency is VND | Market Cap | 242.70T +43.4% |
| Revenue (ttm) | 51.19T +20.8% |
| Net Income | 25.98T +22.4% |
| EPS | 3,665.97 +22.1% |
| Shares Out | 7.09B |
| PE Ratio | 9.34 |
| Forward PE | 7.88 |
| Dividend | 1,000.00 (2.92%) |
| Ex-Dividend Date | n/a |
| Volume | 25,341,210 |
| Average Volume | 16,255,651 |
| Open | 33,400 |
| Previous Close | 33,300 |
| Day's Range | 33,300 - 34,300 |
| 52-Week Range | 25,400 - 42,500 |
| Beta | 0.95 |
| RSI | 68.72 |
| Earnings Date | Apr 20, 2026 |
About HOSE:TCB
Vietnam Technological and Commercial Joint Stock Bank provides personal and corporate banking products and services in Vietnam and internationally. The company offers personal banking products and services, such as current accounts, foreign currency accounts, escrow account, and overdraft accounts; flexible and term deposits; certificates of deposit; car, home, and consumer loans; credit and debit cards; overseas money transfer and CDM services; and home, car, and health insurance, as well as group health insurance for business. It also provide... [Read more]
Financial Performance
In 2025, HOSE:TCB's revenue was 48.97 trillion, an increase of 14.13% compared to the previous year's 42.91 trillion. Earnings were 25.25 trillion, an increase of 17.54%.
Financial StatementsNews
Vietnam Technological and Commercial Joint Stock Bank Earnings Call Transcript: Q1 2026
Q1 2026 saw robust profit and fee growth, strong digital and wealth momentum, and resilient asset quality despite macro volatility. Guidance remains positive, with stable NIM and capital, and new engines like insurance and digital payments scaling up.
Vietnam Technological and Commercial Joint Stock Bank Earnings Call Transcript: Q4 2025
Record earnings and profits exceeded guidance, with strong credit growth, improved asset quality, and industry-leading CASA and coverage ratios. 2026 outlook remains positive, focusing on portfolio diversification, fee income, and digital innovation.
Vietnam Technological and Commercial Joint Stock Bank Earnings Call Transcript: Q3 2025
Record Q3 profit and robust growth in loans, deposits, and wealth management drove strong results, with NIM stable at 3.8% and CIR at 31.5%. Capital adequacy and asset quality remain high, supporting a positive outlook and continued portfolio diversification.
Vietnam Technological and Commercial Joint Stock Bank Earnings Call Transcript: Q2 2025
Record-high quarterly profit and strong asset quality position the bank to meet full-year guidance, despite NIM compression and competitive pressures. Wealth banking, fee income, and digital transaction growth remain robust, with continued focus on ESG and innovation.
Vietnam Technological and Commercial Joint Stock Bank Earnings Call Transcript: Q4 2024
Full-year PBT reached VND 27.5 trillion, exceeding guidance despite a one-off expense, with strong growth in NII, CASA, and asset quality. 2025 targets include 20%+ credit growth, double-digit NFI growth, and continued focus on AI, ESG, and ecosystem expansion.
Vietnam Technological and Commercial Joint Stock Bank Earnings Call Transcript: Q3 2024
Q3 2024 saw robust growth in TOI and PBT, with strong NII, high CASA, and improved capital ratios. Despite a one-off bancassurance expense, full-year profit targets remain on track, and digital and product innovation continue to drive efficiency and market share.
Vietnam Technological and Commercial Joint Stock Bank Earnings Call Transcript: Q2 2024
Record Q2 results with 38% TOI and 39% PBT growth year-over-year, driven by strong NII, NFI, and fee income. CAR improved to 14.5% despite dividend payout; NIM expected to moderate but remain above 4% for the year. CASA ratio set to recover above 40% by year-end.