Vietnam Technological and Commercial Joint Stock Bank (HOSE:TCB)
Vietnam · Delayed Price · Currency is VND 31,500
+500 (1.61%)
At close: Aug 12, 2026
HOSE:TCB Financials Overview
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 53,749,201 | 48,970,500 | 42,908,103 | 36,140,024 | 38,590,897 | 34,411,199 |
Revenue Growth | 26.97% | 14.13% | 18.73% | -6.35% | 12.15% | 38.94% |
Net Income Net Income Growth | 27,080,667 | 25,254,851 | 21,486,928 | 17,955,802 | 20,111,877 | 18,014,250 |
Earnings Per Share EPS Growth | 3821.58 | 3572.38 | 3049.26 | 2548.72 | 2862.47 | 2568.66 |
EPS Growth | 26.95% | 17.16% | 19.64% | -10.96% | 11.44% | 46.17% |
| Fiscal Year | FY 2025 |
|---|---|
| Period Ending | Dec '25 Dec 31, 2025 |
Debt Handling and Asset Management Debt Handling and Asset Management Growth | 216,488 |
Bank Bank Growth | 52,024,184 |
Unallocated Adjustment Unallocated Adjustment Growth | -1,396,581 |
Investment Banking Investment Banking Growth | 9,126,061 |
Fund Manager Fund Manager Growth | 325,756 |
Insurance Insurance Growth | 234,223 |
Total Total Growth | 60,530,131 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 77,204,635 | 118,547,767 | 104,864,012 | 89,228,062 | 90,792,324 | 48,537,447 |
Total Debt Total Debt Growth | 292,724,149 | 283,033,783 | 204,040,646 | 191,671,246 | 147,399,933 | 100,532,373 |
Net Cash (Debt) Net Cash Growth | -215,519,514 | -164,486,016 | -99,176,634 | -102,443,184 | -56,607,609 | -51,994,926 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -30413.80 | -23267.06 | -14074.41 | -14541.22 | -8056.81 | -7413.97 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -110,400,976 | -58,345,069 | -15,432,502 | -69,806,045 | -43,294,021 | -89,440,374 |
Capital Expenditures CapEx Growth | -518,218 | -657,030 | -1,618,886 | -1,232,358 | -1,110,111 | -939,995 |
Free Cash Flow Free Cash Flow Growth | -110,919,194 | -59,002,099 | -17,051,388 | -71,038,403 | -44,404,132 | -90,380,369 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 50.38% | 51.57% | 50.08% | 49.68% | 52.12% | 52.35% |
FCF Margin | -206.36% | -120.48% | -39.74% | -196.56% | -115.06% | -262.65% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
| Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Dividend Per Share Dividend Per Share Growth | 1000.000 | - | 1000.000 | 750.000 |
Dividend Per Share Growth | 0% | - | 33.33% | - |
Dividend Yield | 3.23% | - | 4.25% | 5.10% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 12, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.11 | 9.79 | 8.11 | 6.24 | 4.52 | 9.74 |
Forward PE | 6.72 | 9.65 | 7.81 | 6.75 | 3.93 | 8.97 |
PS Ratio | 4.09 | 5.05 | 4.06 | 3.10 | 2.36 | 5.10 |