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Vietnam Asia Commercial Joint Stock Bank (HOSE:VAB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
9,510.00
-480.00 (-4.80%)
At close: Mar 23, 2026

HOSE:VAB Income Statement

Millions VND. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2019
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '19
Interest Income on Loans
9,575,8087,289,5598,851,5585,797,0264,918,276
Interest Paid on Deposits
6,173,9244,961,8587,042,0154,307,4893,899,112
Net Interest Income
3,401,8842,327,7011,809,5441,489,5371,019,164
Net Interest Income Growth (YoY)
46.15%28.63%21.48%46.15%-8.18%
Income From Trading Activities
-14,207-38--181.592,281
Gain (Loss) on Sale of Investments
-40,024410,37142,2731,819
Gain (Loss) on Sale of Equity Investments
--11,09813,5821,165
Other Non-Interest Income
399,245285,958281,997440,539218,655
Total Non-Interest Income
385,038325,944703,466496,212223,921
Non-Interest Income Growth (YoY)
18.13%-53.67%41.77%121.60%222.77%
Revenues Before Loan Losses
3,786,9222,653,6452,513,0101,985,7491,243,085
Provision for Loan Losses
1,168,078555,164675,32461,493365,935
Revenue
2,618,8442,098,4811,837,6861,924,256877,149
Revenue Growth (YoY)
24.80%14.19%-4.50%119.38%22.73%
Other Non-Interest Expense
996,0541,013,590909,265816,418601,332
Total Non-Interest Expense
996,0541,013,590909,265816,418601,332
EBT Excluding Unusual Items
1,622,7901,084,891928,4211,107,838275,818
Pretax Income
1,622,7901,084,891928,4211,107,838275,818
Income Tax Expense
320,856208,126170,078217,21068,420
Net Income
1,301,934876,765758,343890,628207,398
Net Income to Common
1,301,934876,765758,343890,628207,398
Net Income Growth
48.49%15.62%-14.85%329.43%75.14%
Basic Shares Outstanding
816816--529
Diluted Shares Outstanding
816816--529
Shares Change (YoY)
-0.00%----0.17%
EPS (Basic)
1594.801073.99--392.22
EPS (Diluted)
1594.801073.99--392.22
EPS Growth
48.49%---75.44%
Effective Tax Rate
19.77%19.18%18.32%19.61%24.81%
Source: S&P Global Market Intelligence. Banks template. Financial Sources.