HOSE:VAB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2019
Period Ending	May '26 May 21, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '19 Dec 31, 2019
Market Capitalization	8,245,243	8,490,151	-	-	-	-
Last Close Price	10100.00	10400.00	-	-	-	-
PE Ratio	5.83	6.54	-	-	-	-
PS Ratio	2.94	3.24	-	-	-	-
PB Ratio	0.78	0.84	-	-	-	-
Debt / Equity Ratio	1.01	1.02	0.71	0.00	0.50	2.23
Net Debt / Equity Ratio	-0.53	-0.97	-0.67	-2.79	-2.50	-0.46
Net Debt / FCF Ratio	0.74	1.50	0.52	1.21	3.72	-
Return on Equity (ROE)	14.56%	13.89%	10.28%	9.93%	-	4.78%
Return on Assets (ROA)	1.06%	1.01%	0.75%	0.70%	-	0.28%
Earnings Yield	17.15%	15.55%	-	-	-	-
FCF Yield	-92.27%	-77.00%	-	-	-	-
Buyback Yield / Dilution	0.00%	-14.16%	-	-	-	0.17%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.