Vietnam Asia Commercial Joint Stock Bank (HOSE:VAB)
Vietnam · Delayed Price · Currency is VND 10,900
+100 (0.93%)
At close: Jun 12, 2026
HOSE:VAB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2019 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '19 Dec 31, 2019 |
Interest Income on Loans | 9,992,580 | 9,575,808 | 7,289,559 | 8,851,558 | 5,797,026 | 4,918,276 |
Interest Paid on Deposits | 6,527,705 | 6,173,924 | 4,961,858 | 7,042,015 | 4,307,489 | 3,899,112 |
Net Interest Income | 3,464,874 | 3,401,884 | 2,327,701 | 1,809,544 | 1,489,537 | 1,019,164 |
Net Interest Income Growth (YoY) | 44.32% | 46.15% | 28.63% | 21.48% | 46.15% | -8.18% |
Income From Trading Activities | -14,207 | -14,207 | 39,986 | - | -181.59 | 2,281 |
Gain (Loss) on Sale of Investments | 2,826 | - | - | 410,371 | 42,273 | 1,819 |
Gain (Loss) on Sale of Equity Investments | 22,915 | 22,915 | 8,304 | 11,098 | 13,582 | 1,165 |
Other Non-Interest Income | 420,632 | 376,331 | 285,958 | 281,997 | 440,539 | 218,655 |
Total Non-Interest Income | 432,165 | 385,038 | 334,247 | 703,466 | 496,212 | 223,921 |
Non-Interest Income Growth (YoY) | 52.20% | 15.20% | -52.49% | 41.77% | 121.60% | 222.77% |
Revenues Before Loan Losses | 3,897,040 | 3,786,922 | 2,661,949 | 2,513,010 | 1,985,749 | 1,243,085 |
Provision for Loan Losses | 1,092,701 | 1,168,607 | 555,164 | 675,324 | 61,493 | 365,935 |
| 2,804,339 | 2,618,315 | 2,106,785 | 1,837,686 | 1,924,256 | 877,149 | |
Revenue Growth (YoY) | 26.95% | 24.28% | 14.64% | -4.50% | 119.38% | 22.73% |
Other Non-Interest Expense | 973,878 | 972,514 | 1,021,123 | 909,265 | 816,418 | 601,332 |
Total Non-Interest Expense | 1,002,988 | 972,514 | 1,021,123 | 909,265 | 816,418 | 601,332 |
EBT Excluding Unusual Items | 1,801,351 | 1,645,802 | 1,085,662 | 928,421 | 1,107,838 | 275,818 |
Pretax Income | 1,801,351 | 1,645,802 | 1,085,662 | 928,421 | 1,107,838 | 275,818 |
Income Tax Expense | 365,802 | 325,802 | 218,637 | 170,078 | 217,210 | 68,420 |
Net Income | 1,435,549 | 1,320,000 | 867,025 | 758,343 | 890,628 | 207,398 |
Preferred Dividends & Other Adjustments | 21,650 | 21,650 | - | - | - | - |
Net Income to Common | 1,413,899 | 1,298,350 | 867,025 | 758,343 | 890,628 | 207,398 |
Net Income Growth | 49.97% | 52.24% | 14.33% | -14.85% | 329.43% | 75.14% |
Basic Shares Outstanding | 816 | 616 | 540 | - | - | 529 |
Diluted Shares Outstanding | 816 | 616 | 540 | - | - | 529 |
Shares Change (YoY) | -0.00% | 14.16% | - | - | - | -0.17% |
EPS (Basic) | 1731.95 | 2106.19 | 1605.72 | - | - | 392.22 |
EPS (Diluted) | 1731.81 | 2106.00 | 1605.72 | - | - | 392.22 |
EPS Growth | 47.70% | 31.16% | - | - | - | 75.44% |
Effective Tax Rate | 20.31% | 19.80% | 20.14% | 18.32% | 19.61% | 24.81% |