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Vietnam Asia Commercial Joint Stock Bank (HOSE:VAB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
10,050
-150 (-1.47%)
At close: Aug 13, 2026

HOSE:VAB Financials Overview

Millions VND. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2019
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '19
Revenue
2,766,4862,618,3152,106,7851,837,6861,924,256877,149
Revenue Growth
24.00%24.28%14.64%-4.50%119.38%22.73%
Net Income
1,393,1351,298,350867,025758,343890,628207,398
Earnings Per Share
1706.372106.001605.72--392.22
EPS Growth
40.95%31.16%---75.44%

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2019
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '19
Cash & Investments
15,075,97920,160,14612,221,64522,344,08421,745,73111,942,986
Total Debt
13,160,54910,352,1776,270,00117,0413,621,2349,917,183
Net Cash (Debt)
1,915,4309,807,9695,951,64422,327,04318,124,4972,025,803
Net Cash Growth
-34.64%64.79%-73.34%23.19%794.68%-72.18%
Net Cash Per Share
2346.3015910.5711022.38--3831.12

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2019
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '19
Operating Cash Flow
-9,034,869-6,272,397-11,513,104-18,348,904-4,848,150-
Capital Expenditures
-272,661-265,202-26,144-67,593-21,706-
Free Cash Flow
-9,307,530-6,537,599-11,539,248-18,416,497-4,869,856-
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2019
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '19
Profit Margin
50.36%49.59%41.15%41.27%46.28%23.64%
FCF Margin
-336.44%-249.69%-547.72%-1002.16%-253.08%-

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2019
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '19
PE Ratio
5.896.54----
PS Ratio
2.973.24----