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Vietnam Asia Commercial Joint Stock Bank (HOSE:VAB)
Vietnam flag Vietnam · Delayed Price · Currency is VND
9,040.00
+40.00 (0.44%)
At close: Nov 4, 2026

HOSE:VAB Balance Sheet

Millions VND. Fiscal year is Jan - Dec.

Assets

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2019
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '19
Cash & Equivalents
19,555,347330,714332,682361,840447,803266,476
Investment Securities
25,481,73638,890,05126,104,11529,481,17130,407,69625,384,714
Trading Asset Securities
132,418201,725--9,61549,127
Total Investments
25,614,15439,091,77626,104,11529,481,17130,417,31225,433,841
Gross Loans
97,280,22091,441,51685,715,53669,059,04162,508,11942,623,754
Allowance for Loan Losses
-731,584-1,061,130-758,473-735,163-683,162-465,717
Net Loans
96,548,63690,380,38684,957,06468,323,87861,824,95742,158,036
Property, Plant & Equipment
322,358328,46379,49277,57272,51280,445
Other Intangible Assets
143,389148,304156,429166,349132,147116,073
Investments in Real Estate
-----3,035
Accrued Interest Receivable
-4,837,4214,676,7547,928,1705,874,5333,111,602
Other Receivables
-3,334,1741,490,9063,594,7383,399,6921,198,379
Restricted Cash
951,8211,130,8921,307,9432,149,6141,374,2422,941,223
Other Long-Term Assets
13,354,597903,401726,653124,0411,604,3601,137,655
Total Assets
156,490,302140,485,532119,832,037112,207,371105,147,55676,446,764

Liabilities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2019
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '19
Interest Bearing Deposits
126,908,421102,464,46096,563,34286,714,04971,278,54060,177,349
Non-Interest Bearing Deposits
-15,346,9235,804,43413,864,93820,571,529-
Total Deposits
126,908,421117,811,384102,367,776100,578,98791,850,06960,177,349
Short-Term Borrowings
6,377,9854,735,9432,097,76017,0413,621,234-
Current Portion of Long-Term Debt
-3,500,000----
Accrued Interest Payable
2,118,2741,395,6981,617,3462,250,5051,597,7621,373,902
Long-Term Debt
9,341,9452,116,2344,172,241--9,917,183
Long-Term Deferred Tax Liabilities
----5,708-
Other Long-Term Liabilities
633,419771,246720,2361,349,496810,876536,064
Total Liabilities
145,380,044130,330,505110,975,359104,196,02897,885,65072,004,497

Shareholders' Equity

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2019
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '19
Common Stock
9,020,7508,163,6075,399,6005,399,6005,399,6003,499,990
Additional Paid-In Capital
9998.698.698.698.698.6
Retained Earnings
1,407,5811,318,5863,000,7462,103,0991,487,256715,112
Comprehensive Income & Other
681,828672,735456,233508,546374,951227,066
Shareholders' Equity
11,110,25810,155,0278,856,6788,011,3437,261,9064,442,266
Total Liabilities & Equity
156,490,302140,485,532119,832,037112,207,371105,147,55676,446,764

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2019
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '19
Total Debt
15,719,93010,352,1776,270,00117,0413,621,2349,917,183
Net Cash (Debt)
3,967,8359,807,9695,951,64422,327,04318,124,4972,025,803
Net Cash Growth
-25.41%64.79%-73.34%23.19%794.68%-72.18%
Net Cash Per Share
-14398.719975.00--3467.07
Filing Date Shares Outstanding
-902.08902.08---
Total Common Shares Outstanding
-902.08902.08---
Book Value Per Share
-11257.369818.02---
Tangible Book Value
10,966,86910,006,7238,700,2497,844,9957,129,7604,326,193
Tangible Book Value Per Share
-11092.969644.61---