Vietnam Asia Commercial Joint Stock Bank (HOSE:VAB)

HOSE:VAB Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2019	FY 2018	FY 2017
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2019	Jan 1, 2019	Dec 31, 2017
Cash & Equivalents	13,312,885	361,840	447,803	266,476	318,618	271,566
Investment Securities	11,787,343	29,481,171	30,407,696	25,384,714	27,678,199	24,434,028
Trading Asset Securities	-	-	9,615	49,127	883.75	1,562
Total Investments	11,787,343	29,481,171	30,417,312	25,433,841	27,679,082	24,435,590
Gross Loans	81,857,338	69,059,041	62,508,119	42,623,754	37,916,118	35,226,236
Allowance for Loan Losses	-924,800	-735,163	-683,162	-465,717	-393,643	-327,698
Net Loans	80,932,538	68,323,878	61,824,957	42,158,036	37,522,475	34,898,537
Property, Plant & Equipment	84,207	77,572	72,512	80,445	80,794	96,480
Other Intangible Assets	160,534	166,349	132,147	116,073	114,596	120,415
Investments in Real Estate	-	-	-	3,035	-	-
Accrued Interest Receivable	6,837,481	7,928,170	5,874,533	3,111,602	2,454,018	2,890,790
Other Receivables	1,852,930	3,594,738	3,399,692	1,198,379	1,453,911	1,334,735
Restricted Cash	1,009,192	2,149,614	1,374,242	2,941,223	440,948	-
Other Long-Term Assets	428,794	124,041	1,604,360	1,137,655	1,226,873	386,047
Total Assets	116,405,904	112,207,371	105,147,556	76,446,764	71,291,316	64,434,160
Interest Bearing Deposits	94,011,278	86,714,049	71,278,540	60,177,349	57,467,905	48,057,391
Non-Interest Bearing Deposits	8,585,241	13,864,938	20,571,529	-	-	-
Total Deposits	102,596,519	100,578,987	91,850,069	60,177,349	57,467,905	48,057,391
Short-Term Borrowings	2,246,930	17,041	3,621,234	-	-	-
Accrued Interest Payable	1,382,660	2,250,505	1,597,762	1,373,902	1,010,318	855,113
Long-Term Debt	825,083	-	-	9,917,183	8,305,970	11,278,867
Long-Term Deferred Tax Liabilities	-	-	5,708	-	-	-
Other Long-Term Liabilities	737,538	1,349,496	810,876	536,064	272,253	126,336
Total Liabilities	107,788,730	104,196,028	97,885,650	72,004,497	67,056,447	60,317,707
Common Stock	5,399,600	5,399,600	5,399,600	3,499,990	3,499,990	3,499,990
Additional Paid-In Capital	99	98.6	98.6	98.6	98.6	98.6
Retained Earnings	2,608,904	2,103,099	1,487,256	715,112	538,824	438,171
Comprehensive Income & Other	608,571	508,546	374,951	227,066	195,956	178,194
Shareholders' Equity	8,617,174	8,011,343	7,261,906	4,442,266	4,234,869	4,116,453
Total Liabilities & Equity	116,405,904	112,207,371	105,147,556	76,446,764	71,291,316	64,434,160
Total Debt	3,072,013	17,041	3,621,234	9,917,183	8,305,970	11,278,867
Net Cash (Debt)	10,240,872	22,327,043	18,124,497	2,025,803	7,281,177	591,332
Net Cash Growth	-	23.19%	794.68%	-72.18%	1131.32%	1786.94%
Net Cash Per Share	12544.47	-	-	3831.12	13746.31	1116.33
Filing Date Shares Outstanding	816.37	-	-	-	529.68	529.71
Total Common Shares Outstanding	816.37	-	-	-	529.68	529.71
Book Value Per Share	10555.53	-	-	-	7995.11	7771.14
Tangible Book Value	8,456,640	7,844,995	7,129,760	4,326,193	4,120,273	3,996,038
Tangible Book Value Per Share	10358.89	-	-	-	7778.76	7543.81

Source: S&P Global Market Intelligence. Banks template. Financial Sources.