PT Asuransi Ramayana Tbk (IDX:ASRM)
Indonesia · Delayed Price · Currency is IDR 276.00
-2.00 (-0.72%)
Aug 27, 2026, 3:38 PM WIB
PT Asuransi Ramayana Tbk Income Statement
Financials in millions IDR. Fiscal year is January - December.
Millions IDR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 1,307,493 | 1,297,151 | 1,580,602 | 1,904,714 | 1,990,237 | 1,588,739 |
Total Interest & Dividend Income | -58,095 | -64,208 | -74,386 | 16,993 | 17,335 | 20,738 |
Gain (Loss) on Sale of Investments | - | - | - | 39,956 | - | - |
Other Revenue | 16,955 | 19,594 | 32,691 | - | 8,568 | 2,647 |
| 1,266,353 | 1,252,537 | 1,538,907 | 1,961,663 | 2,016,140 | 1,612,124 | |
Revenue Growth | -17.91% | -18.61% | -21.55% | -2.70% | 25.06% | 19.44% |
Policy Benefits | 1,122,256 | 1,143,538 | 1,423,119 | 1,082,631 | 1,149,941 | 945,064 |
Policy Acquisition & Underwriting Costs | - | - | - | 417,449 | 435,614 | 335,540 |
Depreciation & Amortization | 9,268 | 6,187 | 21,087 | 51,747 | 15,105 | 13,598 |
Selling, General & Administrative | -46,112 | 18,735 | 30,475 | 178,214 | 165,763 | 130,536 |
Provision for Bad Debts | - | - | - | 13,173 | 24,091 | 6,460 |
Other Operating Expenses | 104,839 | 4,780 | 2,765 | - | - | - |
Total Operating Expenses | 1,215,512 | 1,191,683 | 1,488,413 | 1,916,735 | 1,937,302 | 1,558,529 |
Operating Income | 50,841 | 60,855 | 50,494 | 44,928 | 78,838 | 53,594 |
Interest Expense | -17,063 | -14,157 | -8,469 | -1,309 | -1,882 | -2,069 |
Currency Exchange Gain (Loss) | -22,809 | -15,070 | -8,123 | -2,365 | -2,489 | 363.43 |
Other Non Operating Income (Expenses) | 3,488 | -1,810 | -15,984 | 992.06 | 2,723 | 12,842 |
EBT Excluding Unusual Items | 14,457 | 29,818 | 17,918 | 42,246 | 77,190 | 64,730 |
Gain (Loss) on Sale of Assets | 158.39 | 199.54 | 1,871 | 3,113 | 6,990 | 8,934 |
Asset Writedown | 2,735 | 2,735 | 37,014 | 60,806 | 5,902 | 4,104 |
Pretax Income | 17,351 | 32,753 | 56,804 | 106,165 | 90,082 | 77,768 |
Income Tax Expense | 11,837 | 11,102 | 8,643 | 17,367 | 3,584 | 12,808 |
Earnings From Continuing Ops. | 5,515 | 21,650 | 48,161 | 88,798 | 86,498 | 64,959 |
Minority Interest in Earnings | -3.92 | -3.4 | -3.65 | -11.27 | -5.15 | -2.22 |
Net Income | 5,511 | 21,647 | 48,158 | 88,787 | 86,492 | 64,957 |
Net Income to Common | 5,511 | 21,647 | 48,158 | 88,787 | 86,492 | 64,957 |
Net Income Growth | -91.46% | -55.05% | -45.76% | 2.65% | 33.15% | -0.90% |
Shares Outstanding (Basic) | 1,287 | 1,278 | 1,278 | 1,278 | 1,278 | 1,278 |
Shares Outstanding (Diluted) | 1,287 | 1,278 | 1,278 | 1,278 | 1,278 | 1,278 |
Shares Change | 1.34% | - | - | - | - | - |
EPS (Basic) | 4.28 | 16.94 | 37.68 | 69.47 | 67.68 | 50.83 |
EPS (Diluted) | 4.28 | 16.94 | 37.68 | 69.47 | 67.68 | 50.83 |
EPS Growth | -91.57% | -55.05% | -45.76% | 2.65% | 33.15% | -0.90% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -25,257 | 3,787 | -226,508 | -54,790 | 91,530 | -99,875 |
Free Cash Flow Per Share | -19.63 | 2.96 | -177.24 | -42.87 | 71.62 | -78.15 |
Dividend Per Share | 3.000 | 3.000 | - | 15.476 | 15.476 | 13.095 |
Dividend Growth | - | - | - | 0% | 18.18% | 19.56% |
Operating Margin | 4.01% | 4.86% | 3.28% | 2.29% | 3.91% | 3.32% |
Profit Margin | 0.43% | 1.73% | 3.13% | 4.53% | 4.29% | 4.03% |
Free Cash Flow Margin | -1.99% | 0.30% | -14.72% | -2.79% | 4.54% | -6.19% |
EBITDA | 57,111 | 66,048 | 59,077 | 51,283 | 84,331 | 65,639 |
EBITDA Margin | 4.51% | 5.27% | 3.84% | 2.61% | 4.18% | 4.07% |
D&A For EBITDA | 6,270 | 5,193 | 8,583 | 6,355 | 5,493 | 12,044 |
EBIT | 50,841 | 60,855 | 50,494 | 44,928 | 78,838 | 53,594 |
EBIT Margin | 4.01% | 4.86% | 3.28% | 2.29% | 3.91% | 3.32% |
Effective Tax Rate | 68.22% | 33.90% | 15.21% | 16.36% | 3.98% | 16.47% |