IDX:PNBS Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,202,688	1,158,747	1,120,208	942,496	729,971
Interest Paid on Deposits	824,285	735,914	650,125	396,211	350,787
Net Interest Income	378,402	422,832	470,083	546,285	379,184
Net Interest Income Growth (YoY)	-10.51%	-10.05%	-13.95%	44.07%	206.14%
Other Non-Interest Income	103,211	114,210	103,093	97,818	55,980
Total Non-Interest Income	103,211	114,210	103,093	97,818	55,980
Non-Interest Income Growth (YoY)	-9.63%	10.78%	5.39%	74.74%	-40.19%
Revenues Before Loan Losses	481,613	537,043	573,176	644,103	435,164
Provision for Loan Losses	65,618	9,270	8,826	135,043	1,045,908
Revenue	415,995	527,773	564,349	509,060	-610,744
Revenue Growth (YoY)	-21.18%	-6.48%	10.86%	-	-
Salaries and Employee Benefits	189,872	160,293	139,475	116,129	95,041
Selling, General & Administrative	121,141	115,629	97,535	83,979	82,650
Other Non-Interest Expense	76,285	147,450	107,010	55,104	30,512
Total Non-Interest Expense	385,711	420,326	327,283	254,528	207,580
EBT Excluding Unusual Items	30,285	107,447	237,066	254,533	-818,324
Pretax Income	30,285	107,447	237,066	254,533	-818,324
Income Tax Expense	10,269	-28,485	9,548	4,001	-212.05
Net Income	20,016	135,932	227,518	250,532	-818,112
Net Income to Common	20,016	135,932	227,518	250,532	-818,112
Net Income Growth	-85.28%	-40.25%	-9.19%	-	-
Basic Shares Outstanding	38,814	38,814	38,814	38,814	38,814
Diluted Shares Outstanding	38,814	38,814	38,814	38,814	38,814
EPS (Basic)	0.52	3.50	5.86	6.45	-21.08
EPS (Diluted)	0.52	3.50	5.86	6.45	-21.08
EPS Growth	-85.27%	-40.27%	-9.15%	-	-
Effective Tax Rate	33.91%	-	4.03%	1.57%	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.