PT Bank Panin Dubai Syariah Tbk (IDX:PNBS)

IDX:PNBS Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	975,154	1,225,583	1,197,787	1,900,324	888,786	1,423,658
Investment Securities	3,035,886	2,429,971	2,298,650	2,317,002	2,502,722	3,646,500
Total Investments	3,035,886	2,429,971	2,298,650	2,317,002	2,502,722	3,646,500
Gross Loans	14,553,904	13,600,570	11,666,227	11,448,115	9,915,006	7,876,704
Allowance for Loan Losses	-147,284	-147,577	-219,363	-252,713	-243,886	-115,531
Net Loans	14,406,620	13,452,993	11,446,864	11,195,403	9,671,120	7,761,173
Property, Plant & Equipment	295,608	299,540	220,279	218,997	209,854	202,524
Other Intangible Assets	23,331	24,433	21,577	21,378	7,727	470.37
Accrued Interest Receivable	106,541	92,564	93,014	92,122	77,690	67,526
Other Receivables	3,185	2,593	1,722	916.41	1,435	1,233
Restricted Cash	169,107	197,559	116,679	237,372	330,622	285,380
Other Current Assets	64,554	49,044	36,568	45,417	58,308	26,513
Long-Term Deferred Tax Assets	28,931	16,668	41,039	8,085	18,565	2,741
Other Real Estate Owned & Foreclosed	1,328,970	1,318,309	1,350,894	1,282,919	1,017,306	1,002,830
Other Long-Term Assets	22,064	8,355	10,522	5,241	7,605	5,385
Total Assets	20,460,630	19,117,611	16,838,195	17,325,634	14,791,738	14,426,005

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	18,746	13,652	2,991	4,092	19,596	13,620
Interest Bearing Deposits	954,382	918,234	1,800,641	2,551,916	1,489,714	672,611
Total Deposits	954,382	918,234	1,800,641	2,551,916	1,489,714	672,611
Short-Term Borrowings	553,638	-	402,305	1,359,143	435,531	-
Current Portion of Leases	3,417	4,924	4,543	5,578	4,253	677.16
Current Income Taxes Payable	12,997	9,517	9,576	14,617	13,909	3,356
Accrued Interest Payable	23,863	27,834	35,742	38,539	16,354	10,686
Other Current Liabilities	3,563	1,684	1,351	2,974	2,884	2,836
Long-Term Leases	6,867	2,952	5,155	7,933	9,243	5,726
Long-Term Unearned Revenue	27	67.5	148.5	434.17	209.03	54
Pension & Post-Retirement Benefits	24,525	22,139	14,782	19,313	21,022	15,164
Other Long-Term Liabilities	15,849,484	15,144,791	11,662,405	10,549,746	10,273,619	11,399,330
Total Liabilities	17,451,509	16,145,793	13,939,638	14,554,284	12,286,334	12,124,060

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	3,881,364	3,881,364	3,881,364	3,881,364	3,881,364	3,881,364
Retained Earnings	-927,856	-1,008,638	-1,028,654	-1,103,487	-1,331,005	-1,581,851
Comprehensive Income & Other	55,613	99,093	45,847	-6,527	-44,956	2,431
Shareholders' Equity	3,009,122	2,971,819	2,898,557	2,771,350	2,505,404	2,301,945
Total Liabilities & Equity	20,460,630	19,117,611	16,838,195	17,325,634	14,791,738	14,426,005

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	563,922	7,876	412,003	1,372,653	449,027	6,403
Net Cash (Debt)	411,232	1,217,707	785,784	527,671	439,759	1,417,255
Net Cash Growth	-73.67%	54.97%	48.91%	19.99%	-68.97%	51.02%
Net Cash Per Share	10.60	31.37	20.25	13.60	11.33	36.51
Filing Date Shares Outstanding	38,814	38,814	38,814	38,814	38,814	38,814
Total Common Shares Outstanding	38,814	38,814	38,814	38,814	38,814	38,814
Book Value Per Share	77.53	76.57	74.68	71.40	64.55	59.31
Tangible Book Value	2,985,791	2,947,386	2,876,980	2,749,973	2,497,677	2,301,474
Tangible Book Value Per Share	76.93	75.94	74.12	70.85	64.35	59.30

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 10, 2026

Data Sources Report a data error