IDX:PNBS Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,245,770	1,202,688	1,158,747	1,120,208	942,496	729,971
Interest Paid on Deposits	822,129	824,285	735,914	650,125	396,211	350,787
Net Interest Income	423,641	378,402	422,832	470,083	546,285	379,184
Net Interest Income Growth (YoY)	10.91%	-10.51%	-10.05%	-13.95%	44.07%	206.14%
Other Non-Interest Income	108,275	103,211	114,210	103,093	97,818	55,980
Total Non-Interest Income	108,275	103,211	114,210	103,093	97,818	55,980
Non-Interest Income Growth (YoY)	-13.76%	-9.63%	10.78%	5.39%	74.74%	-40.19%
Revenues Before Loan Losses	531,916	481,613	537,043	573,176	644,103	435,164
Provision for Loan Losses	65,627	65,618	9,270	8,826	135,043	1,045,908
Revenue	466,289	415,995	527,773	564,349	509,060	-610,744
Revenue Growth (YoY)	-6.42%	-21.18%	-6.48%	10.86%	-	-
Salaries and Employee Benefits	202,987	189,872	160,293	139,475	116,129	95,041
Selling, General & Administrative	124,932	121,141	115,629	97,535	83,979	82,650
Other Non-Interest Expense	72,554	76,285	147,450	107,010	55,104	30,512
Total Non-Interest Expense	398,982	385,711	420,326	327,283	254,528	207,580
EBT Excluding Unusual Items	67,307	30,285	107,447	237,066	254,533	-818,324
Pretax Income	67,307	30,285	107,447	237,066	254,533	-818,324
Income Tax Expense	10,269	10,269	-28,485	9,548	4,001	-212.05
Net Income	57,038	20,016	135,932	227,518	250,532	-818,112
Net Income to Common	57,038	20,016	135,932	227,518	250,532	-818,112
Net Income Growth	-49.73%	-85.28%	-40.25%	-9.19%	-	-
Basic Shares Outstanding	38,923	38,814	38,814	38,814	38,814	38,814
Diluted Shares Outstanding	38,923	38,814	38,814	38,814	38,814	38,814
Shares Change (YoY)	0.56%	-	-	-	-	-
EPS (Basic)	1.47	0.52	3.50	5.86	6.45	-21.08
EPS (Diluted)	1.47	0.52	3.50	5.86	6.45	-21.08
EPS Growth	-49.89%	-85.27%	-40.27%	-9.15%	-	-
Effective Tax Rate	15.26%	33.91%	-	4.03%	1.57%	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.