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PT Bank Panin Dubai Syariah Tbk (IDX:PNBS)
Indonesia flag Indonesia · Delayed Price · Currency is IDR
51.00
+1.00 (2.00%)
Aug 12, 2026, 4:11 PM WIB

IDX:PNBS Financials Overview

Millions IDR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
493,848415,995527,773564,349509,060-610,744
Revenue Growth
7.05%-21.18%-6.48%10.86%--
Net Income
74,66320,016135,932227,518250,532-818,112
Earnings Per Share
1.920.523.505.866.45-21.08
EPS Growth
-4.30%-85.27%-40.27%-9.15%--

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
975,1541,225,5831,197,7871,900,324888,7861,423,658
Total Debt
563,9227,876412,0031,372,653449,0276,403
Net Cash (Debt)
411,2321,217,707785,784527,671439,7591,417,255
Net Cash Growth
-73.67%54.97%48.91%19.99%-68.97%51.02%
Net Cash Per Share
10.6031.3720.2513.6011.3336.51

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-90,5641,033,696-43,007-117,174-1,282,775551,371
Capital Expenditures
-24,025-25,483-10,802-3,418-1,151-1,226
Free Cash Flow
-114,5891,008,213-53,810-120,592-1,283,926550,145
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
15.12%4.81%25.76%40.31%49.21%-
FCF Margin
-23.20%242.36%-10.20%-21.37%-252.21%-

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
26.51102.7714.289.219.76-
Forward PE
-18.2918.2918.2918.2918.29
P/FCF Ratio
-2.04---6.00
PS Ratio
4.014.953.683.714.80-5.40