PT Bank Panin Dubai Syariah Tbk (IDX: PNBS)

IDX: PNBS Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,077,207	1,900,324	888,786	1,423,658	788,641	767,686
Investment Securities	2,332,281	2,317,002	2,502,722	3,646,500	715,329	866,095
Total Investments	2,332,281	2,317,002	2,502,722	3,646,500	715,329	866,095
Gross Loans	11,329,800	11,097,236	9,915,006	7,876,704	8,448,078	8,273,058
Allowance for Loan Losses	-201,220	-243,840	-243,886	-115,531	-238,560	-241,612
Net Loans	11,128,580	10,853,396	9,671,120	7,761,173	8,209,519	8,031,446
Property, Plant & Equipment	216,519	218,997	209,854	202,524	203,349	98,159
Other Intangible Assets	22,208	21,378	7,727	470.37	2,882	6,650
Accrued Interest Receivable	72,427	92,122	77,690	67,526	44,495	35,237
Other Receivables	3,851	916.41	1,435	1,233	681.05	2,561
Restricted Cash	114,652	237,372	330,622	285,380	234,965	383,685
Other Current Assets	53,393	54,157	58,308	26,513	15,700	32,996
Long-Term Deferred Tax Assets	4,108	8,085	18,565	2,741	5,517	6,576
Other Real Estate Owned & Foreclosed	1,693,222	1,633,798	1,017,306	1,002,830	1,075,237	899,406
Other Long-Term Assets	2,585	5,241	7,605	5,385	5,002	3,379
Total Assets	16,722,865	17,343,247	14,791,738	14,426,005	11,302,082	11,135,825
Accrued Expenses	9,632	4,092	19,596	13,620	8,929	5,703
Interest Bearing Deposits	1,811,581	2,551,916	1,489,714	672,611	536,567	503,939
Total Deposits	1,811,581	2,551,916	1,489,714	672,611	536,567	503,939
Short-Term Borrowings	-	1,359,143	435,531	-	-	-
Current Portion of Leases	4,628	5,578	4,253	677.16	1,245	-
Current Income Taxes Payable	9,171	15,057	13,909	3,356	8,455	14,105
Accrued Interest Payable	39,784	38,539	16,354	10,686	17,511	19,240
Other Current Liabilities	1,416	2,974	2,884	2,836	3,242	19,234
Long-Term Leases	9,594	7,933	9,243	5,726	2,992	-
Long-Term Unearned Revenue	168.75	434.17	209.03	54	-	60.75
Pension & Post-Retirement Benefits	20,063	19,313	21,022	15,164	20,008	16,665
Other Long-Term Liabilities	11,920,914	10,549,746	10,273,619	11,399,330	7,587,479	8,862,312
Total Liabilities	13,826,951	14,554,724	12,286,334	12,124,060	8,186,429	9,441,259
Common Stock	3,881,364	3,881,364	3,881,364	3,881,364	3,881,364	2,395,904
Retained Earnings	-993,024	-1,086,314	-1,331,005	-1,581,851	-764,701	-764,829
Comprehensive Income & Other	7,574	-6,527	-44,956	2,431	-1,010	63,490
Shareholders' Equity	2,895,914	2,788,523	2,505,404	2,301,945	3,115,653	1,694,566
Total Liabilities & Equity	16,722,865	17,343,247	14,791,738	14,426,005	11,302,082	11,135,825
Total Debt	14,222	1,372,653	449,027	6,403	4,237	-
Net Cash (Debt)	1,062,986	527,671	439,759	1,417,255	938,458	1,137,686
Net Cash Growth	47.01%	19.99%	-68.97%	51.02%	-17.51%	-3.78%
Net Cash Per Share	27.39	13.59	11.33	36.51	24.18	47.48
Filing Date Shares Outstanding	38,814	38,814	38,814	38,814	38,814	23,959
Total Common Shares Outstanding	38,814	38,814	38,814	38,814	38,814	23,959
Book Value Per Share	74.61	71.84	64.55	59.31	80.27	70.73
Tangible Book Value	2,873,706	2,767,145	2,497,677	2,301,474	3,112,771	1,687,915
Tangible Book Value Per Share	74.04	71.29	64.35	59.30	80.20	70.45

Source: S&P Capital IQ. Banks template. Financial Sources.