PT Bank Panin Dubai Syariah Tbk (IDX:PNBS)

IDX:PNBS Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	25,415	1,197,787	1,900,324	888,786	1,423,658	788,641
Investment Securities	2,308,704	2,298,650	2,317,002	2,502,722	3,646,500	715,329
Total Investments	2,308,704	2,298,650	2,317,002	2,502,722	3,646,500	715,329
Gross Loans	12,454,208	11,666,227	11,448,115	9,915,006	7,876,704	8,448,078
Allowance for Loan Losses	-219,363	-219,363	-252,713	-243,886	-115,531	-238,560
Net Loans	12,234,845	11,446,864	11,195,403	9,671,120	7,761,173	8,209,519
Property, Plant & Equipment	218,248	220,279	218,997	209,854	202,524	203,349
Other Intangible Assets	23,132	21,577	21,378	7,727	470.37	2,882
Accrued Interest Receivable	-	93,014	92,122	77,690	67,526	44,495
Other Receivables	1,484,701	1,722	916.41	1,435	1,233	681.05
Restricted Cash	-	116,679	237,372	330,622	285,380	234,965
Other Current Assets	48,534	36,568	45,417	58,308	26,513	15,700
Long-Term Deferred Tax Assets	-	-	8,085	18,565	2,741	5,517
Other Real Estate Owned & Foreclosed	149,373	1,350,894	1,282,919	1,017,306	1,002,830	1,075,237
Other Long-Term Assets	1,290,724	10,522	5,241	7,605	5,385	5,002
Total Assets	17,783,674	16,797,156	17,325,634	14,791,738	14,426,005	11,302,082
Accrued Expenses	37,720	2,991	4,092	19,596	13,620	8,929
Interest Bearing Deposits	1,599,449	1,800,641	2,551,916	1,489,714	672,611	536,567
Total Deposits	1,599,449	1,800,641	2,551,916	1,489,714	672,611	536,567
Short-Term Borrowings	543,270	402,305	1,359,143	435,531	-	-
Current Portion of Leases	-	4,543	5,578	4,253	677.16	1,245
Current Income Taxes Payable	-	9,576	14,617	13,909	3,356	8,455
Accrued Interest Payable	47,900	35,742	38,539	16,354	10,686	17,511
Other Current Liabilities	3,571	1,351	2,974	2,884	2,836	3,242
Long-Term Leases	10,518	5,155	7,933	9,243	5,726	2,992
Long-Term Unearned Revenue	-	148.5	434.17	209.03	54	-
Pension & Post-Retirement Benefits	15,252	14,782	19,313	21,022	15,164	20,008
Long-Term Deferred Tax Liabilities	7,676	5,261	-	-	-	-
Other Long-Term Liabilities	12,644,454	11,662,405	10,549,746	10,273,619	11,399,330	7,587,479
Total Liabilities	14,909,809	13,944,900	14,554,284	12,286,334	12,124,060	8,186,429
Common Stock	3,881,364	3,881,364	3,881,364	3,881,364	3,881,364	3,881,364
Retained Earnings	-1,062,969	-1,076,018	-1,103,487	-1,331,005	-1,581,851	-764,701
Comprehensive Income & Other	55,470	46,910	-6,527	-44,956	2,431	-1,010
Shareholders' Equity	2,873,865	2,852,257	2,771,350	2,505,404	2,301,945	3,115,653
Total Liabilities & Equity	17,783,674	16,797,156	17,325,634	14,791,738	14,426,005	11,302,082
Total Debt	553,788	412,003	1,372,653	449,027	6,403	4,237
Net Cash (Debt)	-528,373	785,784	527,671	439,759	1,417,255	938,458
Net Cash Growth	-	48.91%	19.99%	-68.97%	51.02%	-17.51%
Net Cash Per Share	-13.63	20.25	13.60	11.33	36.51	24.18
Filing Date Shares Outstanding	38,378	38,814	38,814	38,814	38,814	38,814
Total Common Shares Outstanding	38,378	38,814	38,814	38,814	38,814	38,814
Book Value Per Share	74.88	73.49	71.40	64.55	59.31	80.27
Tangible Book Value	2,850,733	2,830,679	2,749,973	2,497,677	2,301,474	3,112,771
Tangible Book Value Per Share	74.28	72.93	70.85	64.35	59.30	80.20

Updated Feb 27, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.