IDX:PNBS Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,290,500	1,202,688	1,158,747	1,120,208	942,496	729,971
Interest Paid on Deposits	832,810	824,285	735,914	650,125	396,211	350,787
Net Interest Income	457,690	378,402	422,832	470,083	546,285	379,184
Net Interest Income Growth	25.88%	-10.51%	-10.05%	-13.95%	44.07%	206.14%
Other Non-Interest Income	105,210	103,211	114,210	103,093	97,818	55,980
Total Non-Interest Income	105,210	103,211	114,210	103,093	97,818	55,980
Non-Interest Income Growth	-1.65%	-9.63%	10.78%	5.39%	74.74%	-40.19%
Revenues Before Loan Losses	562,900	481,613	537,043	573,176	644,103	435,164
Provision for Loan Losses	69,051	65,618	9,270	8,826	135,043	1,045,908
Revenue	493,848	415,995	527,773	564,349	509,060	-610,744
Revenue Growth	7.05%	-21.18%	-6.48%	10.86%	-	-
Salaries and Employee Benefits	213,028	189,872	160,293	139,475	116,129	95,041
Selling, General & Administrative	130,436	121,141	115,629	97,535	83,979	82,650
Other Non-Interest Expense	67,041	76,285	147,450	107,010	55,104	30,512
Total Non-Interest Expense	408,024	385,711	420,326	327,283	254,528	207,580
EBT Excluding Unusual Items	85,824	30,285	107,447	237,066	254,533	-818,324
Pretax Income	85,824	30,285	107,447	237,066	254,533	-818,324
Income Tax Expense	11,161	10,269	-28,485	9,548	4,001	-212.05
Net Income	74,663	20,016	135,932	227,518	250,532	-818,112
Net Income to Common	74,663	20,016	135,932	227,518	250,532	-818,112
Net Income Growth	-4.44%	-85.28%	-40.25%	-9.19%	-	-
Basic Shares Outstanding	38,814	38,814	38,814	38,814	38,814	38,814
Diluted Shares Outstanding	38,814	38,814	38,814	38,814	38,814	38,814
Shares Change	-	-	-	-	-	-
EPS (Basic)	1.92	0.52	3.50	5.86	6.45	-21.08
EPS (Diluted)	1.92	0.52	3.50	5.86	6.45	-21.08
EPS Growth	-4.30%	-85.27%	-40.27%	-9.15%	-	-
Effective Tax Rate	13.00%	33.91%	-	4.03%	1.57%	-