PT Panin Financial Tbk (IDX:PNLF)

PT Panin Financial Tbk Statistics

Total Valuation

IDX:PNLF has a market cap or net worth of IDR 7.55 trillion.

Market Cap	7.55T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, July 30, 2026.

Earnings Date	Jul 30, 2026
Ex-Dividend Date	n/a

Share Statistics

IDX:PNLF has 32.01 billion shares outstanding.

Current Share Class	32.01B
Shares Outstanding	32.01B
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	2.98%
Owned by Institutions (%)	10.25%
Float	9.32B

Valuation Ratios

The trailing PE ratio is 3.57.

PE Ratio	3.57
Forward PE	n/a
PS Ratio	0.70
PB Ratio	0.11
P/TBV Ratio	0.24
P/FCF Ratio	1.02
P/OCF Ratio	0.98
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.82
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.78%.

Return on Equity (ROE)	5.78%
Return on Assets (ROA)	1.62%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.49%
Revenue Per Employee	1.03B
Profits Per Employee	201.56M
Employee Count	10,504
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, IDX:PNLF has paid 1.10 trillion in taxes.

Income Tax	1.10T
Effective Tax Rate	21.95%

Stock Price Statistics

The stock price has decreased by -19.73% in the last 52 weeks. The beta is -0.53, so IDX:PNLF's price volatility has been lower than the market average.

Beta (5Y)	-0.53
52-Week Price Change	-19.73%
50-Day Moving Average	246.76
200-Day Moving Average	256.75
Relative Strength Index (RSI)	39.57
Average Volume (20 Days)	79,636,090

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, IDX:PNLF had revenue of IDR 10.82 trillion and earned 2.12 trillion in profits. Earnings per share was 66.11.

Revenue	10.82T
Gross Profit	10.82T
Operating Income	5.18T
Pretax Income	4.99T
Net Income	2.12T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	66.11

Balance Sheet

The company has 31.27 trillion in cash and 13.52 trillion in debt, with a net cash position of 17.75 trillion or 554.66 per share.

Cash & Cash Equivalents	31.27T
Total Debt	13.52T
Net Cash	17.75T
Net Cash Per Share	554.66
Equity (Book Value)	68.54T
Book Value Per Share	984.57
Working Capital	-101,746.99B

Cash Flow

In the last 12 months, operating cash flow was 7.68 trillion and capital expenditures -239.31 billion, giving a free cash flow of 7.44 trillion.

Operating Cash Flow	7.68T
Capital Expenditures	-239.31B
Depreciation & Amortization	n/a
Net Borrowing	3.54T
Free Cash Flow	7.44T
FCF Per Share	232.49

Margins

Gross Margin	n/a
Operating Margin	47.90%
Pretax Margin	46.10%
Profit Margin	19.57%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	68.77%

Dividends & Yields

IDX:PNLF does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	28.03%
FCF Yield	98.51%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4