PT Panin Financial Tbk (IDX:PNLF)

PT Panin Financial Tbk Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	14,910,617	15,631,721	22,361,847	20,940,789	20,837,759	5,988,442
Investment Securities	67,214,705	70,178,780	56,225,618	40,074,790	46,040,928	22,889,103
Trading Asset Securities	6,253,223	5,790,556	15,733,268	11,748,309	6,624,992	3,492,791
Total Investments	73,467,928	75,969,336	71,958,886	51,823,099	52,665,920	26,381,894
Gross Loans	141,939,914	147,519,480	151,864,957	151,208,351	138,973,844	6,667
Allowance for Loan Losses	-6,955,113	-6,655,299	-7,766,613	-8,480,446	-6,810,592	-
Other Adjustments to Gross Loans	-1,645,172	-1,741,909	-2,035,519	-2,193,298	-1,719,049	-
Net Loans	133,339,629	139,122,272	142,062,825	140,534,607	130,444,203	6,667
Property, Plant & Equipment	10,177,750	10,208,479	10,092,798	10,199,112	10,379,024	162,991
Other Intangible Assets	638,613	664,421	596,550	-	-	-
Accrued Interest Receivable	1,568,007	1,573,887	1,191,276	1,203,410	1,125,988	45,881
Other Receivables	648,902	705,391	669,942	397,723	319,324	300,317
Other Current Assets	1,671,950	1,682,012	1,570,754	1,875,185	2,318,787	17,440
Long-Term Deferred Tax Assets	477,575	108,851	163,699	781,238	642,650	-
Other Real Estate Owned & Foreclosed	2,919,737	2,931,805	2,929,399	3,181,406	2,734,573	-
Other Long-Term Assets	3,270,993	3,106,724	3,312,975	3,114,456	2,517,913	73,748
Total Assets	243,091,701	251,704,899	256,910,951	234,576,028	224,412,397	33,192,581

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	127,643	264,059	336,483	224,884	358,125	116,926
Interest Bearing Deposits	132,860,966	143,307,457	142,117,249	136,280,282	135,133,044	-
Non-Interest Bearing Deposits	30,393	-	-	58,599	217	-
Total Deposits	132,891,359	143,307,457	142,117,249	136,338,881	135,133,261	-
Short-Term Borrowings	7,552,002	7,248,667	21,973,015	10,728,377	2,437,860	-
Current Portion of Long-Term Debt	1,173,086	1,229,483	1,156,748	3,733,760	5,359,142	-
Current Portion of Leases	-	3,178	601	5,895	4,563	4,864
Current Income Taxes Payable	150,010	190,686	188,619	255,646	258,944	4,212
Accrued Interest Payable	312,966	331,605	351,931	223,927	223,658	-
Other Current Liabilities	2,709,940	2,005,295	2,126,236	6,195,791	6,187,455	3,468,213
Long-Term Debt	10,541,617	7,720,387	6,947,368	2,768,889	4,529,398	-
Long-Term Leases	15,697	16,566	811	669	4,967	9,530
Long-Term Unearned Revenue	-	-	-	60,972	79,343	-
Pension & Post-Retirement Benefits	813,180	885,440	987,614	988,150	460,939	43,370
Long-Term Deferred Tax Liabilities	79	251,501	-	-	-	9,908
Other Long-Term Liabilities	18,667,668	19,106,353	15,474,665	10,866,161	10,529,853	736,152
Total Liabilities	175,102,177	182,571,591	191,665,915	172,595,086	165,567,508	4,429,768

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	4,002,759	4,002,759	4,002,759	4,002,759	4,002,759	4,002,759
Retained Earnings	21,360,141	20,533,499	18,726,311	16,999,975	15,489,492	17,928,243
Treasury Stock	-20,600	-20,600	-610	-610	-610	-
Comprehensive Income & Other	6,202,641	7,231,528	6,807,867	6,858,459	6,859,642	4,692,306
Total Common Equity	31,544,941	31,747,186	29,536,327	27,860,583	26,351,283	26,623,308
Minority Interest	36,444,583	37,386,122	35,708,709	34,120,359	32,493,606	2,139,505
Shareholders' Equity	67,989,524	69,133,308	65,245,036	61,980,942	58,844,889	28,762,813
Total Liabilities & Equity	243,091,701	251,704,899	256,910,951	234,576,028	224,412,397	33,192,581

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	19,282,402	16,218,281	30,078,543	17,237,590	12,335,930	14,394
Net Cash (Debt)	2,966,945	14,902,329	9,214,441	20,805,367	27,829,482	9,473,239
Net Cash Growth	-78.72%	61.73%	-55.71%	-25.24%	193.77%	6.56%
Net Cash Per Share	92.65	465.38	287.75	649.72	869.07	295.83
Filing Date Shares Outstanding	32,006	32,006	32,022	32,022	32,022	32,022
Total Common Shares Outstanding	32,006	32,006	32,022	32,022	32,022	32,022
Book Value Per Share	985.59	991.90	922.37	870.04	822.91	831.40
Tangible Book Value	30,906,328	31,082,765	28,939,777	27,860,583	26,351,283	26,623,308
Tangible Book Value Per Share	965.63	971.15	903.74	870.04	822.91	831.40

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 8, 2026

Data Sources Report a data error