PT Panin Financial Tbk Balance Sheet

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	19,496,284	15,631,721	22,361,847	20,940,789	20,837,759	5,988,442
Investment Securities	59,603,739	70,178,780	56,225,618	40,074,790	46,040,928	22,889,103
Trading Asset Securities	5,340,455	5,790,556	15,733,268	11,748,309	6,624,992	3,492,791
Total Investments	64,944,194	75,969,336	71,958,886	51,823,099	52,665,920	26,381,894
Gross Loans	142,799,593	147,519,480	151,864,957	151,208,351	138,973,844	6,667
Allowance for Loan Losses	-6,827,617	-6,655,299	-7,766,613	-8,480,446	-6,810,592	-
Other Adjustments to Gross Loans	-1,734,407	-1,741,909	-2,035,519	-2,193,298	-1,719,049	-
Net Loans	134,237,569	139,122,272	142,062,825	140,534,607	130,444,203	6,667
Property, Plant & Equipment	10,153,979	10,208,479	10,092,798	10,199,112	10,379,024	162,991
Other Intangible Assets	658,080	664,421	596,550	-	-	-
Accrued Interest Receivable	1,259,053	1,573,887	1,191,276	1,203,410	1,125,988	45,881
Other Receivables	597,132	705,391	669,942	397,723	319,324	300,317
Other Current Assets	1,587,109	1,682,012	1,570,754	1,875,185	2,318,787	17,440
Long-Term Deferred Tax Assets	263,377	108,851	163,699	781,238	642,650	-
Other Real Estate Owned & Foreclosed	2,932,039	2,931,805	2,929,399	3,181,406	2,734,573	-
Other Long-Term Assets	3,146,197	3,106,724	3,312,975	3,114,456	2,517,913	73,748
Total Assets	239,275,013	251,704,899	256,910,951	234,576,028	224,412,397	33,192,581
Accrued Expenses	104,770	264,059	336,483	224,884	358,125	116,926
Interest Bearing Deposits	134,443,237	143,307,457	142,117,249	136,280,282	135,133,044	-
Non-Interest Bearing Deposits	-	-	-	58,599	217	-
Total Deposits	134,443,237	143,307,457	142,117,249	136,338,881	135,133,261	-
Short-Term Borrowings	2,138,304	7,248,667	21,973,015	10,728,377	2,437,860	-
Current Portion of Long-Term Debt	-	1,229,483	1,156,748	3,733,760	5,359,142	-
Current Portion of Leases	3,178	3,178	601	5,895	4,563	4,864
Current Income Taxes Payable	157,483	190,686	188,619	255,646	258,944	4,212
Accrued Interest Payable	319,329	331,605	351,931	223,927	223,658	-
Other Current Liabilities	2,080,544	2,005,295	2,126,236	6,195,791	6,187,455	3,468,213
Long-Term Debt	11,364,666	7,720,387	6,947,368	2,768,889	4,529,398	-
Long-Term Leases	13,684	16,566	811	669	4,967	9,530
Long-Term Unearned Revenue	-	-	-	60,972	79,343	-
Pension & Post-Retirement Benefits	855,760	885,440	987,614	988,150	460,939	43,370
Long-Term Deferred Tax Liabilities	-	251,501	-	-	-	9,908
Other Long-Term Liabilities	19,109,297	19,106,353	15,474,665	10,866,161	10,529,853	736,152
Total Liabilities	170,738,223	182,571,591	191,665,915	172,595,086	165,567,508	4,429,768
Common Stock	4,002,759	4,002,759	4,002,759	4,002,759	4,002,759	4,002,759
Retained Earnings	21,347,516	20,533,499	18,726,311	16,999,975	15,489,492	17,928,243
Treasury Stock	-20,600	-20,600	-610	-610	-610	-
Comprehensive Income & Other	6,182,773	7,231,528	6,807,867	6,858,459	6,859,642	4,692,306
Total Common Equity	31,512,448	31,747,186	29,536,327	27,860,583	26,351,283	26,623,308
Minority Interest	37,024,342	37,386,122	35,708,709	34,120,359	32,493,606	2,139,505
Shareholders' Equity	68,536,790	69,133,308	65,245,036	61,980,942	58,844,889	28,762,813
Total Liabilities & Equity	239,275,013	251,704,899	256,910,951	234,576,028	224,412,397	33,192,581
Total Debt	13,519,832	16,218,281	30,078,543	17,237,590	12,335,930	14,394
Net Cash (Debt)	17,752,665	14,902,329	9,214,441	20,805,367	27,829,482	9,473,239
Net Cash Growth	7.74%	61.73%	-55.71%	-25.24%	193.77%	6.56%
Net Cash Per Share	554.39	465.38	287.75	649.72	869.07	295.83
Filing Date Shares Outstanding	32,006	32,006	32,022	32,022	32,022	32,022
Total Common Shares Outstanding	32,006	32,006	32,022	32,022	32,022	32,022
Book Value Per Share	984.57	991.90	922.37	870.04	822.91	831.40
Tangible Book Value	30,854,368	31,082,765	28,939,777	27,860,583	26,351,283	26,623,308
Tangible Book Value Per Share	964.01	971.15	903.74	870.04	822.91	831.40

Source: S&P Global Market Intelligence. Banks template. Financial Sources.