PT Panin Financial Tbk Cash Flow Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,744,329	1,540,620	1,510,483	2,017,556	1,327,813
Depreciation & Amortization	571,071	523,101	471,215	556,671	9,890
Change in Trading Asset Securities	10,708,587	-4,701,332	-4,506,903	-1,279,630	-
Change in Other Net Operating Assets	-20,147,773	13,609,141	178,306	-11,865,125	-
Other Operating Activities	1,844,546	2,723,431	4,068,414	3,177,892	-1,393,386
Operating Cash Flow	-5,279,240	13,694,961	1,721,515	-7,392,636	-55,683
Operating Cash Flow Growth	-	695.52%	-	-	-
Capital Expenditures	-292,059	-312,921	-164,558	-231,782	-3,734
Sale of Property, Plant and Equipment	14,960	27,934	5,996	36,644	981
Investment in Securities	-5,507,587	-19,049,480	73,023	1,367,931	-11,659
Purchase / Sale of Intangibles	-140,089	-126,985	-142,099	-135,113	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-	-145	5,425	-3,349
Other Investing Activities	593,030	280,264	415,886	739,863	614,172
Investing Cash Flow	-5,331,745	-19,181,188	188,103	1,782,968	596,411
Long-Term Debt Issued	4,733,975	7,366,064	3,150,000	2,425,576	-
Long-Term Debt Repaid	-3,904,399	-5,774,756	-6,679,907	-1,658,764	-6,005
Net Debt Issued (Repaid)	829,576	1,591,308	-3,529,907	766,812	-6,005
Issuance of Common Stock	6,879	-	-	-	-
Repurchase of Common Stock	-20,600	-	-	-	-
Common Dividends Paid	-	-	-	-320,221	-
Net Increase (Decrease) in Deposit Accounts	3,483,582	5,347,410	2,057,303	6,717,319	-
Other Financing Activities	-660,692	-44,825	-286,424	-692,047	-161,632
Financing Cash Flow	3,638,745	6,893,893	-1,759,028	6,471,863	-167,637
Foreign Exchange Rate Adjustments	242,114	13,392	-47,560	298,731	138
Net Cash Flow	-6,730,126	1,421,058	103,030	1,160,926	373,229
Free Cash Flow	-5,571,299	13,382,040	1,556,957	-7,624,418	-59,417
Free Cash Flow Growth	-	759.50%	-	-	-
Free Cash Flow Margin	-53.32%	136.68%	14.92%	-73.16%	-4.40%
Free Cash Flow Per Share	-173.98	417.90	48.62	-238.10	-1.86
Cash Interest Paid	6,693,476	6,400,044	5,336,905	3,863,846	-
Cash Income Tax Paid	743,756	819,931	819,896	751,503	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.