PT Panin Financial Tbk (IDX:PNLF)
Indonesia · Delayed Price · Currency is IDR 230.00
+2.00 (0.88%)
Aug 12, 2026, 4:06 PM WIB
PT Panin Financial Tbk Financials Overview
Financials in millions IDR. Fiscal year is January - December.
Millions IDR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 9,686,368 | 10,448,798 | 9,790,799 | 10,439,193 | 10,422,260 | 1,351,529 |
Revenue Growth | -5.88% | 6.72% | -6.21% | 0.16% | 671.15% | -2.56% |
Net Income Net Income Growth | 1,758,407 | 1,744,329 | 1,540,620 | 1,510,483 | 2,017,556 | 1,327,813 |
Earnings Per Share EPS Growth | 54.91 | 54.47 | 48.11 | 47.17 | 63.01 | 41.47 |
EPS Growth | 13.03% | 13.22% | 1.99% | -25.13% | 51.95% | -28.60% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Life Insurance and Business Consulting Service Life Insurance and Business Consulting Service Growth | 734,637 | 403,389 | 1,467,481 | 1,356,070 | 1,351,529 |
Banking and Multi- Financing Banking and Multi- Financing Growth | 9,714,161 | 9,387,410 | 8,971,712 | 9,066,190 | - |
Total Total Growth | 10,448,798 | 9,790,799 | 10,439,193 | 10,422,260 | 1,351,529 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 22,249,347 | 31,120,610 | 39,292,984 | 38,042,957 | 40,165,412 | 9,487,633 |
Total Debt Total Debt Growth | 19,282,402 | 16,218,281 | 30,078,543 | 17,237,590 | 12,335,930 | 14,394 |
Net Cash (Debt) Net Cash Growth | 2,966,945 | 14,902,329 | 9,214,441 | 20,805,367 | 27,829,482 | 9,473,239 |
Net Cash Growth | -78.72% | 61.73% | -55.71% | -25.24% | 193.77% | 6.56% |
Net Cash Per Share Net Cash Per Share Growth | 92.65 | 465.38 | 287.75 | 649.72 | 869.07 | 295.83 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 16,465,436 | -5,279,240 | 13,694,961 | 1,721,515 | -7,392,636 | -55,683 |
Capital Expenditures CapEx Growth | -427,032 | -292,059 | -312,921 | -164,558 | -231,782 | -3,734 |
Free Cash Flow Free Cash Flow Growth | 16,038,404 | -5,571,299 | 13,382,040 | 1,556,957 | -7,624,418 | -59,417 |
Free Cash Flow Growth | 2735.14% | - | 759.50% | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 18.15% | 16.69% | 15.73% | 14.47% | 19.36% | 98.25% |
FCF Margin | 165.58% | -53.32% | 136.68% | 14.92% | -73.16% | -4.40% |
| Fiscal Year | FY 2021 |
|---|---|
| Period Ending | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 10.000 |
Dividend Per Share Growth | - |
Dividend Yield | 5.95% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 13, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 4.19 | 4.74 | 8.94 | 5.60 | 5.68 | 4.15 |
Forward PE | - | 4.78 | 4.78 | 4.78 | 4.78 | 4.78 |
P/FCF Ratio | 0.46 | - | 1.03 | 5.43 | - | - |
PS Ratio | 0.76 | 0.79 | 1.41 | 0.81 | 1.10 | 4.08 |