PT Victoria Insurance Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Millions IDR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	45,330	54,814	51,778	25,635	22,245	15,084
Total Interest & Dividend Income	9,634	6,987	5,973	6,473	7,851	9,278
Gain (Loss) on Sale of Investments	113.55	230.53	1,091	5,803	6,261	1,331
Other Revenue	-157.14	-157.14	-1,234	4,083	8,510	11,426
Total Revenue	54,921	61,874	57,608	41,993	44,868	37,119
Revenue Growth (YoY)	-54.28%	7.41%	37.18%	-6.41%	20.88%	-23.34%
Policy Benefits	19,709	37,776	34,564	16,105	15,120	13,716
Depreciation & Amortization	1,625	1,625	1,920	1,913	1,735	1,751
Selling, General & Administrative	4,085	3,966	3,863	3,609	3,231	3,616
Other Operating Expenses	9,555	2,371	1,950	3,160	4,003	3,524
Total Operating Expenses	43,327	55,596	51,819	33,502	33,331	30,817
Operating Income	11,594	6,278	5,789	8,491	11,536	6,302
Other Non Operating Income (Expenses)	277.48	1,158	489.21	659.44	143.94	45.69
Pretax Income	11,871	7,437	6,278	9,150	11,680	6,347
Income Tax Expense	430.18	430.18	-200.58	486.94	-628.78	135.85
Net Income	11,441	7,006	6,479	8,664	12,309	6,212
Net Income to Common	11,441	7,006	6,479	8,664	12,309	6,212
Net Income Growth	52.44%	8.14%	-25.21%	-29.62%	98.16%	-71.51%
Shares Outstanding (Basic)	1,461	1,461	1,461	1,461	1,461	1,459
Shares Outstanding (Diluted)	1,461	1,461	1,461	1,461	1,461	1,459
Shares Change (YoY)	-	-	-	-	0.07%	0.38%
EPS (Basic)	7.83	4.80	4.44	5.93	8.43	4.26
EPS (Diluted)	7.83	4.80	4.44	5.93	8.43	4.26
EPS Growth	52.44%	8.14%	-25.21%	-29.62%	98.01%	-71.62%
Free Cash Flow	11,236	5,134	-3,348	10,444	380.29	-12,317
Free Cash Flow Per Share	7.69	3.52	-2.29	7.15	0.26	-8.44
Dividend Per Share	-	-	-	4.700	3.400	3.400
Dividend Growth	-	-	-	38.23%	-	-64.21%
Operating Margin	21.11%	10.15%	10.05%	20.22%	25.71%	16.98%
Profit Margin	20.83%	11.32%	11.25%	20.63%	27.43%	16.73%
Free Cash Flow Margin	20.46%	8.30%	-5.81%	24.87%	0.85%	-33.18%
EBITDA	12,094	6,849	6,710	9,521	12,396	7,020
EBITDA Margin	22.02%	11.07%	11.65%	22.67%	27.63%	18.91%
D&A For EBITDA	499.77	571.13	920.27	1,030	859.41	717.91
EBIT	11,594	6,278	5,789	8,491	11,536	6,302
EBIT Margin	21.11%	10.15%	10.05%	20.22%	25.71%	16.98%
Effective Tax Rate	3.62%	5.79%	-	5.32%	-	2.14%
Revenue as Reported	54,657	54,657	50,544	29,718	30,755	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.