PT Victoria Insurance Tbk (IDX:VINS)

PT Victoria Insurance Tbk Ratios and Metrics

Market cap in millions IDR. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 26, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	304,472	159,203	219,086	259,982	238,073	132,912
Market Cap Growth	96.66%	-27.33%	-15.73%	9.20%	79.12%	-25.81%
Enterprise Value	303,707	159,035	214,293	254,257	228,513	129,506
PE Ratio	25.02	22.72	33.81	30.01	19.34	21.40
PS Ratio	5.54	2.57	3.80	6.19	5.31	3.58
PB Ratio	1.39	1.05	1.43	1.39	0.99	0.72
P/FCF Ratio	27.10	31.01	-	24.89	626.03	-
P/OCF Ratio	25.03	30.63	-	24.74	177.06	-
EV/Sales Ratio	5.53	2.57	3.72	6.06	5.09	3.49
EV/EBITDA Ratio	23.15	23.22	31.94	26.71	18.43	18.45
EV/EBIT Ratio	26.20	25.33	37.02	29.94	19.81	20.55
EV/FCF Ratio	27.03	30.98	-	24.35	600.89	-
Debt / Equity Ratio	0.01	0.02	0.02	0.01	0.00	0.01
Debt / EBITDA Ratio	0.17	0.35	0.43	0.11	0.07	0.19
Debt / FCF Ratio	0.20	0.54	-	0.11	2.56	-
Net Debt / Equity Ratio	0.00	0.01	0.00	-0.03	-0.01	-0.02
Net Debt / EBITDA Ratio	-0.06	0.23	0.03	-0.53	-0.26	-0.41
Net Debt / FCF Ratio	-0.07	0.30	-0.05	-0.49	-8.46	0.24
Quick Ratio	0.85	0.80	1.09	0.62	0.56	0.76
Current Ratio	2.17	1.39	1.87	1.26	1.23	1.45
Asset Turnover	0.18	0.26	0.21	0.13	0.13	0.12
Return on Equity (ROE)	6.14%	4.58%	3.81%	4.06%	5.79%	3.35%
Return on Assets (ROA)	2.39%	1.62%	1.34%	1.62%	2.12%	1.30%
Return on Invested Capital (ROIC)	5.22%	3.79%	3.36%	3.75%	5.40%	3.30%
Earnings Yield	3.76%	4.40%	2.96%	3.33%	5.17%	4.67%
FCF Yield	3.69%	3.23%	-1.53%	4.02%	0.16%	-9.27%
Dividend Yield	-	-	-	2.77%	2.23%	4.14%
Payout Ratio	-	-	105.95%	57.32%	40.34%	223.36%
Buyback Yield / Dilution	-	-	-	-	-0.07%	-0.38%
Total Shareholder Return	-	-	-	2.77%	2.16%	3.76%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.