AIB Group Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	4,731	4,826	5,273	4,549	2,432	2,003
Interest Income on Investments	101	103	103	96	80	84
Total Interest Income	4,832	4,929	5,376	4,645	2,512	2,087
Interest Paid on Deposits	1,087	1,181	1,247	804	417	290
Net Interest Income	3,745	3,748	4,129	3,841	2,095	1,797
Net Interest Income Growth	-4.66%	-9.23%	7.50%	83.34%	16.58%	-5.32%
Income From Trading Activities	11	9	50	210	100	15
Gain (Loss) on Sale of Assets	7	7	-1	-45	-	-
Gain (Loss) on Sale of Investments	-14	-28	5	8	95	96
Other Non-Interest Income	777	767	737	691	605	467
Total Non-Interest Income	816	763	793	855	818	579
Non-Interest Income Growth	6.95%	-3.78%	-7.25%	4.52%	41.28%	21.89%
Revenues Before Loan Losses	4,561	4,511	4,922	4,696	2,913	2,376
Provision for Loan Losses	178	172	55	172	7	-238
Revenue	4,383	4,339	4,867	4,524	2,906	2,614
Revenue Growth	-4.96%	-10.85%	7.58%	55.68%	11.17%	186.31%
Occupancy Expenses	73	69	73	74	77	87
Amortization of Goodwill & Intangibles	221	219	222	220	218	197
Selling, General & Administrative	1,835	1,817	1,806	1,709	1,470	1,343
Total Non-Interest Expense	1,966	1,931	2,075	1,991	1,728	1,606
EBT Excluding Unusual Items	2,417	2,408	2,792	2,533	1,178	1,008
Asset Writedown	-3	-3	-6	-1	-46	-43
Legal Settlements	3	2	-2	-7	-3	-26
Other Unusual Items	10	8	-78	-121	-174	-188
Pretax Income	2,411	2,399	2,702	2,394	880	629
Income Tax Expense	260	260	351	336	115	-16
Earnings From Continuing Operations	2,151	2,139	2,351	2,058	765	645
Minority Interest in Earnings	1	2	3	3	2	2
Net Income	2,152	2,141	2,354	2,061	767	647
Preferred Dividends & Other Adjustments	86	85	80	65	65	65
Net Income to Common	2,066	2,056	2,274	1,996	702	582
Net Income Growth	-0.86%	-9.59%	13.93%	184.33%	20.62%	-
Basic Shares Outstanding	2,128	2,203	2,459	2,636	2,688	2,714
Diluted Shares Outstanding	2,129	2,203	2,459	2,636	2,688	2,714
Shares Change	-8.04%	-10.43%	-6.70%	-1.95%	-0.96%	-
EPS (Basic)	0.97	0.93	0.92	0.76	0.26	0.21
EPS (Diluted)	0.97	0.93	0.92	0.76	0.26	0.21
EPS Growth	7.77%	0.91%	22.14%	190.04%	21.96%	-
Dividend Per Share	0.658	0.586	0.370	0.266	0.062	0.045
Dividend Growth	33.41%	58.41%	39.20%	328.52%	37.78%	-
Effective Tax Rate	10.78%	10.84%	12.99%	14.04%	13.07%	-