Permanent TSB Group Holdings plc (ISE:PTSB)

ISE:PTSB Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	860	848	870	766	417	354
Interest Income on Investments	32	30	29	12	-	-
Total Interest Income	892	878	899	778	417	354
Interest Paid on Deposits	277	288	287	158	55	41
Net Interest Income	615	590	612	620	362	313
Net Interest Income Growth	4.41%	-3.60%	-1.29%	71.27%	15.65%	-8.21%
Income From Trading Activities	4	5	2	3	3	2
Other Non-Interest Income	58	60	58	45	48	46
Total Non-Interest Income	62	65	60	48	51	48
Non-Interest Income Growth	-10.14%	8.33%	25.00%	-5.88%	6.25%	41.18%
Revenues Before Loan Losses	677	655	672	668	413	361
Provision for Loan Losses	-33	-39	-30	56	7	-1
Revenue	710	694	702	612	406	362
Revenue Growth	5.34%	-1.14%	14.71%	50.74%	12.16%	64.55%
Occupancy Expenses	23	27	29	27	21	21
Amortization of Goodwill & Intangibles	59	57	62	40	31	26
Selling, General & Administrative	409	410	416	375	298	248
Other Non-Interest Expense	25	25	33	60	51	50
Total Non-Interest Expense	516	519	540	533	493	373
EBT Excluding Unusual Items	194	175	162	79	-87	-11
Asset Writedown	-	-	-	-	1	-
Legal Settlements	-4	-5	-3	-3	-4	-15
Other Unusual Items	-11	-	2	5	370	19
Pretax Income	166	128	159	79	267	-21
Income Tax Expense	25	14	-3	11	44	-1
Net Income	141	114	162	68	223	-20
Preferred Dividends & Other Adjustments	39	43	43	43	10	21
Net Income to Common	102	71	119	25	213	-41
Net Income Growth	43.66%	-40.34%	376.00%	-88.26%	-	-
Basic Shares Outstanding	545	545	545	546	468	455
Diluted Shares Outstanding	545	545	545	546	468	455
Shares Change	-0.03%	-0.09%	-0.02%	16.48%	3.01%	-
EPS (Basic)	0.19	0.13	0.22	0.05	0.45	-0.09
EPS (Diluted)	0.19	0.13	0.22	0.04	0.45	-0.09
EPS Growth	43.78%	-40.09%	382.23%	-90.09%	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.018	0.018	-	-	-	-
Dividend Growth	-	-	-	-	-	-
Effective Tax Rate	15.06%	10.94%	-	13.92%	16.48%	-

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Aug 19, 2026

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