IST:YKBNK Income Statement

Financials in millions TRY. Fiscal year is January - December.

Millions TRY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	464,259	410,718	306,785	136,589	71,191	38,712
Interest Income on Investments	233,118	207,777	171,974	96,422	62,197	15,390
Total Interest Income	697,377	618,495	478,759	233,012	133,388	54,102
Interest Paid on Deposits	318,678	296,446	261,351	118,734	32,832	15,475
Interest Paid on Borrowings	164,777	160,631	128,649	34,794	21,209	14,874
Total Interest Expense	483,455	457,077	390,000	153,528	54,040	30,349
Net Interest Income	213,922	161,418	88,759	79,484	79,347	23,753
Net Interest Income Growth	97.22%	81.86%	11.67%	0.17%	234.05%	31.61%
Income From Trading Activities	-34,424	12,040	-18,100	37,282	21,311	21,549
Gain (Loss) on Sale of Assets	-3.64	-7.64	-	-9.64	-	-1.48
Other Non-Interest Income	105,455	65,177	79,353	39,873	14,890	-10,292
Total Non-Interest Income	71,027	77,209	61,253	77,145	36,201	11,256
Non-Interest Income Growth	-8.35%	26.05%	-20.60%	113.10%	221.61%	44.77%
Revenues Before Loan Losses	284,949	238,627	150,011	156,629	115,548	35,009
Provision for Loan Losses	62,812	50,972	36,404	24,225	22,521	10,198
Revenue	222,137	187,655	113,607	132,405	93,027	24,811
Revenue Growth	58.58%	65.18%	-14.20%	42.33%	274.95%	54.02%
Salaries and Employee Benefits	51,126	44,100	30,022	18,296	9,853	4,804
Selling, General & Administrative	4,230	3,904	2,666	1,794	909.1	483.25
Other Non-Interest Expense	88,763	76,222	48,725	28,909	13,306	5,767
Total Non-Interest Expense	142,162	122,393	79,913	47,376	23,833	10,916
EBT Excluding Unusual Items	79,975	65,262	33,694	85,029	69,194	13,894
Asset Writedown	-	-	-	-	-0.29	-0.7
Pretax Income	79,975	65,262	33,694	85,029	69,194	13,894
Income Tax Expense	24,620	18,169	4,675	17,019	16,448	3,404
Earnings From Continuing Operations	55,355	47,093	29,019	68,010	52,745	10,490
Minority Interest in Earnings	-3.27	-3.27	-2.17	-1.33	-0.61	-0.26
Net Income	55,352	47,090	29,017	68,009	52,745	10,490
Net Income to Common	55,352	47,090	29,017	68,009	52,745	10,490
Net Income Growth	61.09%	62.29%	-57.33%	28.94%	402.82%	106.51%
Basic Shares Outstanding	8,447	8,447	8,447	8,447	8,447	8,447
Diluted Shares Outstanding	8,447	8,447	8,447	8,447	8,447	8,447
Shares Change	-	-	-	-	-	-
EPS (Basic)	6.55	5.57	3.44	8.05	6.24	1.24
EPS (Diluted)	6.55	5.57	3.44	8.05	6.24	1.24
EPS Growth	61.09%	62.29%	-57.33%	28.94%	402.82%	106.51%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	-	-	1.210	0.936	0.118
Dividend Growth	-	-	-	29.20%	690.96%	-
Effective Tax Rate	30.78%	27.84%	13.88%	20.02%	23.77%	24.50%