NCB Financial Group Limited (JMSE:NCBFG)
Jamaica · Delayed Price · Currency is JMD 75.00
0.00 (0.00%)
At close: Jul 24, 2026
NCB Financial Group Financials Overview
Financials in millions JMD. Fiscal year is October - September.
Millions JMD. Fiscal year is Oct - Sep.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Revenue Revenue Growth | 130,442 | 144,290 | 120,011 | 115,367 | 145,308 | 121,105 |
Revenue Growth | -3.58% | 20.23% | 4.03% | -20.61% | 19.98% | 11.28% |
Net Income Net Income Growth | 16,991 | 23,132 | 13,340 | 2,507 | 23,889 | 14,227 |
Earnings Per Share EPS Growth | 7.02 | 9.59 | 5.62 | 1.06 | 10.39 | 6.25 |
EPS Growth | -15.11% | 70.64% | 429.32% | -89.78% | 66.30% | -21.94% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Wealth, Asset Management & Investment Banking Wealth, Asset Management & Investment Banking Growth | 17,257 | 14,878 | 9,850 | 15,641 | 16,009 | 17,103 |
Life and Health Insurance & Pension Fund Management Life and Health Insurance & Pension Fund Management Growth | 36,749 | 49,365 | 34,684 | 26,990 | 52,580 | 36,867 |
General Insurance General Insurance Growth | 12,122 | 14,328 | 14,786 | 15,006 | 19,250 | 15,855 |
Treasury & Correspondent Banking Treasury & Correspondent Banking Growth | 16,991 | 17,131 | 16,203 | 13,258 | 14,919 | 13,037 |
Payment Services Payment Services Growth | 20,414 | 18,868 | 15,508 | 16,638 | 14,219 | 12,181 |
Consumer & SME Banking Consumer & SME Banking Growth | 36,392 | 35,333 | 33,266 | 31,187 | 30,785 | 27,047 |
Corporate & Commercial Banking Corporate & Commercial Banking Growth | 8,765 | 8,839 | 8,908 | 10,365 | 10,206 | 10,403 |
Other & Consolidation Adjustments Other & Consolidation Adjustments Growth | -23,755 | -20,527 | -15,064 | -13,594 | -13,830 | -7,876 |
Unallocated Corporate Expenses Unallocated Corporate Expenses Growth | - | 4,966 | 989.45 | - | - | - |
Allocated Expenses Allocated Expenses Growth | - | 1,108 | 879.59 | - | - | - |
Total Total Growth | 131,008 | 144,290 | 120,011 | 115,493 | 144,139 | 124,617 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Cash & Investments Cash & Investments Growth | 241,761 | 259,186 | 216,629 | 185,164 | 229,816 | 216,882 |
Total Debt Total Debt Growth | 548,065 | 587,149 | 600,562 | 589,981 | 538,194 | 451,495 |
Net Cash (Debt) Net Cash Growth | -306,305 | -327,964 | -383,933 | -404,816 | -308,378 | -234,613 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -126.48 | -135.98 | -161.76 | -171.45 | -134.18 | -103.07 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 28,540 | 43,440 | 67,953 | 35,853 | -18,864 | -35,590 |
Capital Expenditures CapEx Growth | -2,521 | -2,232 | -3,037 | -3,153 | -3,093 | -3,441 |
Free Cash Flow Free Cash Flow Growth | 26,019 | 41,209 | 64,916 | 32,700 | -21,957 | -39,031 |
Free Cash Flow Growth | -21.48% | -36.52% | 98.52% | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Profit Margin | 13.03% | 16.03% | 11.12% | 2.17% | 16.44% | 11.75% |
FCF Margin | 19.95% | 28.56% | 54.09% | 28.34% | -15.11% | -32.23% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 27, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Dividend Per Share Dividend Per Share Growth | 2.000 | 1.500 | 2.000 | 0.500 | - | 0.500 |
Dividend Per Share Growth | 33.33% | -25.00% | 300.00% | - | - | -50.00% |
Dividend Yield | 2.67% | 3.69% | 3.93% | 0.79% | - | 0.43% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 27, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
PE Ratio | 10.69 | 4.38 | 9.86 | 64.14 | 8.65 | 21.17 |
P/FCF Ratio | 6.97 | 2.46 | 2.03 | 4.92 | - | - |
PS Ratio | 1.39 | 0.70 | 1.10 | 1.39 | 1.42 | 2.49 |