NCB Financial Group Limited (JMSE:NCBFG)
Jamaica · Delayed Price · Currency is JMD 67.51
-1.29 (-1.87%)
At close: Sep 7, 2026
NCB Financial Group Cash Flow Statement
Financials in millions JMD. Fiscal year is October - September.
Millions JMD. Fiscal year is Oct - Sep.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Net Income | 17,452 | 23,132 | 13,340 | 2,507 | 23,889 | 14,227 |
Depreciation & Amortization | 5,730 | 5,358 | 5,611 | 6,449 | 6,108 | 6,669 |
Other Amortization | 5,215 | 5,034 | 4,928 | 3,156 | 4,964 | 4,430 |
Gain (Loss) on Sale of Assets | -568.73 | -15,826 | -410.01 | -1,330 | -2,510 | -248.17 |
Gain (Loss) on Sale of Investments | -668.54 | -425.62 | -674.49 | -1,607 | -152.26 | -68.48 |
Total Asset Writedown | 854.95 | -611.74 | -298.77 | 1,628 | -1,051 | -2,022 |
Provision for Credit Losses | 7,823 | 10,297 | 8,702 | 5,728 | 2,724 | 3,385 |
Change in Other Net Operating Assets | -11,799 | 22,710 | 36,439 | 16,402 | -34,827 | -55,812 |
Other Operating Activities | -9,271 | -5,627 | 800.11 | 3,138 | -17,276 | -5,811 |
Operating Cash Flow | 13,998 | 43,440 | 67,953 | 35,853 | -18,864 | -35,590 |
Operating Cash Flow Growth | -76.20% | -36.07% | 89.53% | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Capital Expenditures | -2,464 | -2,232 | -3,037 | -3,153 | -3,093 | -3,441 |
Sale of Property, Plant and Equipment | 1,362 | 2,595 | 1,344 | 2,330 | 3,459 | 79.34 |
Investment in Securities | -9,288 | -39,552 | -44,491 | -116,777 | -94,369 | -29,283 |
Income (Loss) Equity Investments | -770.6 | -599.73 | -483.5 | -218.95 | -732.51 | -340.29 |
Divestitures | - | 17,781 | - | - | - | - |
Purchase / Sale of Intangibles | -2,561 | -3,093 | -4,583 | -5,663 | -8,641 | -4,956 |
Other Investing Activities | 1,182 | - | -2,349 | - | - | - |
Investing Cash Flow | -11,664 | -24,335 | -53,081 | -123,512 | -102,901 | -40,046 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Long-Term Debt Issued | - | 60,189 | 44,498 | 43,074 | 118,301 | 55,167 |
Long-Term Debt Repaid | - | -61,571 | -48,534 | -32,141 | -60,490 | -58,702 |
Lease Payments | -716 | -1,126 | -1,349 | -1,730 | -1,634 | -2,565 |
Net Debt Issued (Repaid) | -21,464 | -1,382 | -4,036 | 10,933 | 57,811 | -3,536 |
Issuance of Common Stock | 1,182 | - | 2,414 | - | 463.28 | 2,528 |
Repurchase of Common Stock | - | - | - | - | - | -831.82 |
Common Dividends Paid | -5,032 | -3,709 | -4,927 | - | - | -1,164 |
Net Increase (Decrease) in Deposit Accounts | 67,990 | 25,621 | 35,217 | 31,519 | 68,352 | 74,046 |
Other Financing Activities | -3,640 | -2,458 | -1,476 | -1,523 | -1,488 | -362.57 |
Financing Cash Flow | 39,037 | 18,072 | 27,192 | 40,929 | 125,138 | 70,681 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Foreign Exchange Rate Adjustments | -1,210 | 1,266 | 1,099 | 782.38 | 3,375 | -466.37 |
Net Cash Flow | 40,162 | 38,443 | 38,561 | -45,947 | 6,749 | -5,422 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Free Cash Flow | 11,534 | 41,209 | 64,916 | 32,700 | -21,957 | -39,031 |
Free Cash Flow Growth | -79.84% | -36.52% | 98.52% | - | - | - |
Free Cash Flow Margin | 8.86% | 28.56% | 54.09% | 28.34% | -15.11% | -32.23% |
Free Cash Flow Per Share | 4.75 | 17.09 | 27.35 | 13.85 | -9.55 | -17.15 |
Free Cash Flow After Leases | 10,818 | 40,082 | 63,567 | 30,970 | -23,590 | -41,596 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Cash Interest Paid | 44,584 | 48,320 | 44,923 | 35,946 | 25,182 | 27,058 |
Cash Income Tax Paid | 11,679 | 14,188 | 7,447 | 6,924 | 13,618 | 16,330 |