NCB Financial Group Limited (JMSE:NCBFG)

NCB Financial Group Statistics

Total Valuation

JMSE:NCBFG has a market cap or net worth of JMD 125.77 billion.

Market Cap	125.77B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, May 7, 2026.

Earnings Date	May 7, 2026
Ex-Dividend Date	May 22, 2026

Share Statistics

JMSE:NCBFG has 2.42 billion shares outstanding. The number of shares has increased by 0.69% in one year.

Current Share Class	2.42B
Shares Outstanding	2.42B
Shares Change (YoY)	+0.69%
Shares Change (QoQ)	+1.36%
Owned by Insiders (%)	1.76%
Owned by Institutions (%)	17.86%
Float	1.03B

Valuation Ratios

The trailing PE ratio is 7.41.

PE Ratio	7.41
Forward PE	n/a
PS Ratio	0.96
PB Ratio	0.48
P/TBV Ratio	0.80
P/FCF Ratio	4.83
P/OCF Ratio	4.41
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	21.06
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.21%.

Return on Equity (ROE)	10.21%
Return on Assets (ROA)	1.05%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.31%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, JMSE:NCBFG has paid 9.42 billion in taxes.

Income Tax	9.42B
Effective Tax Rate	27.32%

Stock Price Statistics

The stock price has increased by +23.81% in the last 52 weeks. The beta is 0.50, so JMSE:NCBFG's price volatility has been lower than the market average.

Beta (5Y)	0.50
52-Week Price Change	+23.81%
50-Day Moving Average	47.91
200-Day Moving Average	42.81
Relative Strength Index (RSI)	66.35
Average Volume (20 Days)	154,121

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JMSE:NCBFG had revenue of JMD 130.44 billion and earned 16.99 billion in profits. Earnings per share was 7.02.

Revenue	130.44B
Gross Profit	130.44B
Operating Income	33.92B
Pretax Income	34.47B
Net Income	16.99B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	7.02

Balance Sheet

The company has 241.76 billion in cash and 548.07 billion in debt, with a net cash position of -306.30 billion or -126.64 per share.

Cash & Cash Equivalents	241.76B
Total Debt	548.07B
Net Cash	-306.30B
Net Cash Per Share	-126.64
Equity (Book Value)	260.18B
Book Value Per Share	84.26
Working Capital	-856.88B

Cash Flow

In the last 12 months, operating cash flow was 28.54 billion and capital expenditures -2.52 billion, giving a free cash flow of 26.02 billion.

Operating Cash Flow	28.54B
Capital Expenditures	-2.52B
Depreciation & Amortization	n/a
Net Borrowing	-8.02B
Free Cash Flow	26.02B
FCF Per Share	10.76

Margins

Gross Margin	n/a
Operating Margin	26.00%
Pretax Margin	26.43%
Profit Margin	13.03%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	19.95%

Dividends & Yields

This stock pays an annual dividend of 2.00, which amounts to a dividend yield of 3.85%.

Dividend Per Share	2.00
Dividend Yield	3.85%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	n/a
Payout Ratio	28.51%
Buyback Yield	-0.69%
Shareholder Yield	3.16%
Earnings Yield	13.51%
FCF Yield	20.69%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4