NCB Financial Group Limited (JMSE:NCBFG)

NCB Financial Group Ratios and Metrics

Market cap in millions JMD. Fiscal year is October - September.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 1, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Market Capitalization	125,157	101,321	131,589	160,814	206,543	301,212
Market Cap Growth	17.94%	-23.00%	-18.17%	-22.14%	-31.43%	-4.04%
Last Close Price	51.75	41.00	51.42	63.98	82.30	116.12
PE Ratio	5.44	4.38	9.86	64.14	8.65	21.17
PS Ratio	0.88	0.70	1.10	1.39	1.42	2.49
PB Ratio	0.48	0.40	0.62	0.94	1.07	1.46
P/FCF Ratio	3.38	2.46	2.03	4.92	-	-
P/OCF Ratio	3.16	2.33	1.94	4.49	-	-
Debt / Equity Ratio	2.19	2.31	2.85	3.46	2.79	2.19
Debt / FCF Ratio	15.35	14.25	9.25	18.04	-	-
Net Debt / Equity Ratio	1.19	1.29	1.82	2.37	1.60	1.14
Net Debt / FCF Ratio	8.35	7.96	5.91	12.38	-14.04	-6.01
Return on Equity (ROE)	15.74%	15.88%	11.31%	4.24%	17.57%	9.87%
Return on Assets (ROA)	1.56%	1.56%	0.95%	0.36%	1.76%	1.08%
Earnings Yield	18.41%	22.83%	10.14%	1.56%	11.57%	4.72%
FCF Yield	29.60%	40.67%	49.33%	20.33%	-10.63%	-12.96%
Dividend Yield	3.85%	3.66%	3.89%	0.78%	-	0.43%
Payout Ratio	20.60%	16.03%	36.93%	-	-	8.18%
Buyback Yield / Dilution	-0.93%	-1.62%	-0.52%	-2.74%	-0.97%	4.53%
Total Shareholder Return	2.91%	2.04%	3.37%	-1.95%	-0.97%	4.96%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.