NCB Financial Group Ratios and Metrics

Market cap in millions JMD. Fiscal year is October - September.

Millions JMD. Fiscal year is Oct - Sep.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 23, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Market Capitalization	181,398	101,321	131,589	160,814	206,543	301,212
Market Cap Growth	117.32%	-23.00%	-18.17%	-22.14%	-31.43%	-4.04%
Last Close Price	75.00	40.60	50.92	63.36	81.51	115.00
PE Ratio	10.69	4.38	9.86	64.14	8.65	21.17
PS Ratio	1.39	0.70	1.10	1.39	1.42	2.49
PB Ratio	0.70	0.40	0.62	0.94	1.07	1.46
P/FCF Ratio	6.97	2.46	2.03	4.92	-	-
P/OCF Ratio	6.36	2.33	1.94	4.49	-	-
Debt / Equity Ratio	2.11	2.31	2.85	3.46	2.79	2.19
Debt / FCF Ratio	21.06	14.25	9.25	18.04	-	-
Net Debt / Equity Ratio	1.18	1.29	1.82	2.37	1.60	1.14
Net Debt / FCF Ratio	11.77	7.96	5.91	12.38	-14.04	-6.01
Return on Equity (ROE)	10.21%	15.88%	11.31%	4.24%	17.57%	9.87%
Return on Assets (ROA)	1.05%	1.56%	0.95%	0.36%	1.76%	1.08%
Earnings Yield	9.37%	22.83%	10.14%	1.56%	11.57%	4.72%
FCF Yield	14.34%	40.67%	49.33%	20.33%	-10.63%	-12.96%
Dividend Yield	2.67%	3.69%	3.93%	0.79%	-	0.43%
Payout Ratio	38.05%	16.03%	36.93%	-	-	8.18%
Buyback Yield / Dilution	-0.69%	-1.62%	-0.52%	-2.74%	-0.97%	4.53%
Total Shareholder Return	1.98%	2.08%	3.40%	-1.95%	-0.97%	4.96%