NCB Financial Group Ratios and Metrics

Market cap in millions JMD. Fiscal year is October - September.

Millions JMD. Fiscal year is Oct - Sep.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2019 - 2015
Period Ending	Dec '24 Dec 23, 2024	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021	Sep '20 Sep 30, 2020	2019 - 2015
Market Capitalization	121,318	131,589	160,814	206,543	301,212	313,887	Upgrade
Market Cap Growth	-18.17%	-18.17%	-22.14%	-31.43%	-4.04%	-37.93%	Upgrade
Last Close Price	50.30	53.96	67.13	86.36	121.84	125.23	Upgrade
PE Ratio	8.95	8.76	21.18	8.65	21.17	16.44	Upgrade
PS Ratio	0.99	1.10	1.17	1.42	2.49	2.88	Upgrade
PB Ratio	0.70	0.62	0.72	1.07	1.46	1.57	Upgrade
P/FCF Ratio	1.87	1.31	3.92	-	-	3.19	Upgrade
P/OCF Ratio	1.27	1.27	3.64	-	-	3.05	Upgrade
Debt / Equity Ratio	2.84	2.84	2.64	2.79	2.18	2.19	Upgrade
Debt / FCF Ratio	6.01	6.01	14.37	-	-	4.46	Upgrade
Return on Equity (ROE)	10.66%	10.66%	7.36%	17.57%	9.87%	14.00%	Upgrade
Return on Assets (ROA)	1.02%	1.02%	0.71%	1.76%	1.08%	1.57%	Upgrade
Earnings Yield	11.17%	11.42%	4.72%	11.57%	4.72%	6.08%	Upgrade
FCF Yield	53.61%	76.57%	25.53%	-10.63%	-12.96%	31.32%	Upgrade
Dividend Yield	3.98%	3.71%	0.74%	-	0.41%	0.80%	Upgrade
Payout Ratio	36.93%	32.80%	-	-	8.18%	28.37%	Upgrade
Buyback Yield / Dilution	-3.26%	-3.26%	-0.05%	-0.97%	4.53%	1.86%	Upgrade
Total Shareholder Return	0.71%	0.45%	0.70%	-0.97%	4.94%	2.65%	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.