NCB Financial Group Ratios and Metrics

Market cap in millions JMD. Fiscal year is October - September.

Millions JMD. Fiscal year is Oct - Sep.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Dec '25 Dec 23, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021	2016 - 2020
Market Capitalization	101,093	101,321	131,589	160,814	206,543	301,212	Upgrade
Market Cap Growth	-16.97%	-23.00%	-18.17%	-22.14%	-31.43%	-4.04%	Upgrade
Last Close Price	41.80	41.47	52.02	64.72	83.25	117.46	Upgrade
PE Ratio	4.36	4.38	9.86	64.14	8.65	21.17	Upgrade
PS Ratio	0.70	0.70	1.10	1.39	1.42	2.49	Upgrade
PB Ratio	0.40	0.40	0.62	0.94	1.07	1.46	Upgrade
P/FCF Ratio	2.45	2.46	2.03	4.92	-	-	Upgrade
P/OCF Ratio	2.33	2.33	1.94	4.49	-	-	Upgrade
Debt / Equity Ratio	2.31	2.31	2.85	3.46	2.79	2.19	Upgrade
Debt / FCF Ratio	14.25	14.25	9.25	18.04	-	-	Upgrade
Return on Equity (ROE)	15.88%	15.88%	11.31%	4.24%	17.57%	9.87%	Upgrade
Return on Assets (ROA)	1.56%	1.56%	0.95%	0.36%	1.76%	1.08%	Upgrade
Earnings Yield	22.88%	22.83%	10.14%	1.56%	11.57%	4.72%	Upgrade
FCF Yield	40.76%	40.67%	49.33%	20.33%	-10.63%	-12.96%	Upgrade
Dividend Yield	4.78%	3.62%	3.84%	0.77%	-	0.43%	Upgrade
Payout Ratio	16.03%	16.03%	36.93%	-	-	8.18%	Upgrade
Buyback Yield / Dilution	-1.62%	-1.62%	-0.52%	-2.74%	-0.97%	4.53%	Upgrade
Total Shareholder Return	3.17%	2.00%	3.32%	-1.96%	-0.97%	4.95%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.