NCB Financial Group Limited (JMSE:NCBFG)

NCB Financial Group Statistics

Total Valuation

JMSE:NCBFG has a market cap or net worth of JMD 94.09 billion.

Market Cap	94.09B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	Aug 22, 2025

Share Statistics

JMSE:NCBFG has 2.41 billion shares outstanding. The number of shares has increased by 1.62% in one year.

Current Share Class	2.41B
Shares Outstanding	2.41B
Shares Change (YoY)	+1.62%
Shares Change (QoQ)	-0.15%
Owned by Insiders (%)	1.73%
Owned by Institutions (%)	16.60%
Float	1.01B

Valuation Ratios

The trailing PE ratio is 4.07.

PE Ratio	4.07
Forward PE	n/a
PS Ratio	0.65
PB Ratio	0.37
P/TBV Ratio	0.62
P/FCF Ratio	2.28
P/OCF Ratio	2.18
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	14.38
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, JMSE:NCBFG has paid 8.59 billion in taxes.

Income Tax	8.59B
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -24.11% in the last 52 weeks. The beta is 0.31, so JMSE:NCBFG's price volatility has been lower than the market average.

Beta (5Y)	0.31
52-Week Price Change	-24.11%
50-Day Moving Average	42.16
200-Day Moving Average	42.60
Relative Strength Index (RSI)	36.12
Average Volume (20 Days)	72,729

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JMSE:NCBFG had revenue of JMD 144.29 billion and earned 23.13 billion in profits.

Revenue	144.29B
Gross Profit	144.29B
Operating Income	44.91B
Pretax Income	45.51B
Net Income	23.13B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 118.80 billion in cash and 593.06 billion in debt, giving a net cash position of -474.26 billion or -196.58 per share.

Cash & Cash Equivalents	118.80B
Total Debt	593.06B
Net Cash	-474.26B
Net Cash Per Share	-196.58
Equity (Book Value)	254.34B
Book Value Per Share	82.62
Working Capital	-220.43B

Cash Flow

In the last 12 months, operating cash flow was 43.23 billion and capital expenditures -1.98 billion, giving a free cash flow of 41.24 billion.

Operating Cash Flow	43.23B
Capital Expenditures	-1.98B
Free Cash Flow	41.24B
FCF Per Share	17.10

Margins

Gross Margin	n/a
Operating Margin	31.12%
Pretax Margin	31.54%
Profit Margin	n/a
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	28.58%

Dividends & Yields

This stock pays an annual dividend of 2.00, which amounts to a dividend yield of 5.13%.

Dividend Per Share	2.00
Dividend Yield	5.13%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	n/a
Buyback Yield	-1.62%
Shareholder Yield	3.51%
Earnings Yield	24.58%
FCF Yield	43.83%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3