NCB Financial Group Limited (JMSE:NCBFG)

NCB Financial Group Statistics

Total Valuation

JMSE:NCBFG has a market cap or net worth of JMD 102.59 billion.

Market Cap	102.59B
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, February 12, 2026.

Earnings Date	Feb 12, 2026
Ex-Dividend Date	Mar 2, 2026

Share Statistics

JMSE:NCBFG has 2.42 billion shares outstanding. The number of shares has increased by 0.93% in one year.

Current Share Class	2.42B
Shares Outstanding	2.42B
Shares Change (YoY)	+0.93%
Shares Change (QoQ)	+0.08%
Owned by Insiders (%)	1.76%
Owned by Institutions (%)	17.86%
Float	1.03B

Valuation Ratios

The trailing PE ratio is 4.46.

PE Ratio	4.46
Forward PE	n/a
PS Ratio	0.72
PB Ratio	0.40
P/TBV Ratio	0.69
P/FCF Ratio	2.77
P/OCF Ratio	2.59
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	15.35
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.74%.

Return on Equity (ROE)	15.74%
Return on Assets (ROA)	1.56%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.01%
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, JMSE:NCBFG has paid 8.55 billion in taxes.

Income Tax	8.55B
Effective Tax Rate	18.86%

Stock Price Statistics

The stock price has decreased by -11.07% in the last 52 weeks. The beta is 0.43, so JMSE:NCBFG's price volatility has been lower than the market average.

Beta (5Y)	0.43
52-Week Price Change	-11.07%
50-Day Moving Average	41.76
200-Day Moving Average	40.64
Relative Strength Index (RSI)	50.02
Average Volume (20 Days)	430,264

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JMSE:NCBFG had revenue of JMD 142.67 billion and earned 23.04 billion in profits. Earnings per share was 9.55.

Revenue	142.67B
Gross Profit	142.67B
Operating Income	44.79B
Pretax Income	45.34B
Net Income	23.04B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	9.55

Balance Sheet

The company has 259.42 billion in cash and 568.81 billion in debt, with a net cash position of -309.39 billion or -127.93 per share.

Cash & Cash Equivalents	259.42B
Total Debt	568.81B
Net Cash	-309.39B
Net Cash Per Share	-127.93
Equity (Book Value)	259.18B
Book Value Per Share	81.65
Working Capital	-843.73B

Cash Flow

In the last 12 months, operating cash flow was 39.62 billion and capital expenditures -2.57 billion, giving a free cash flow of 37.05 billion.

Operating Cash Flow	39.62B
Capital Expenditures	-2.57B
Free Cash Flow	37.05B
FCF Per Share	15.32

Margins

Gross Margin	n/a
Operating Margin	31.40%
Pretax Margin	31.78%
Profit Margin	16.15%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	25.97%

Dividends & Yields

This stock pays an annual dividend of 2.00, which amounts to a dividend yield of 4.57%.

Dividend Per Share	2.00
Dividend Yield	4.57%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	20.60%
Buyback Yield	-0.93%
Shareholder Yield	3.64%
Earnings Yield	22.46%
FCF Yield	36.11%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4