NCB Financial Group Limited (JMSE:NCBFG)

NCB Financial Group Statistics

Total Valuation

JMSE:NCBFG has a market cap or net worth of JMD 99.87 billion.

Market Cap	99.87B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, November 13, 2025.

Earnings Date	Nov 13, 2025
Ex-Dividend Date	Aug 22, 2025

Share Statistics

JMSE:NCBFG has 2.41 billion shares outstanding. The number of shares has increased by 0.51% in one year.

Current Share Class	2.41B
Shares Outstanding	2.41B
Shares Change (YoY)	+0.51%
Shares Change (QoQ)	-0.02%
Owned by Insiders (%)	1.73%
Owned by Institutions (%)	16.60%
Float	1.01B

Valuation Ratios

The trailing PE ratio is 4.88.

PE Ratio	4.88
Forward PE	n/a
PS Ratio	0.72
PB Ratio	0.42
P/TBV Ratio	0.71
P/FCF Ratio	1.74
P/OCF Ratio	1.70
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	10.29
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.30%.

Return on Equity (ROE)	15.30%
Return on Assets (ROA)	1.46%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	n/a
Profits Per Employee	n/a
Employee Count	n/a
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, JMSE:NCBFG has paid 6.19 billion in taxes.

Income Tax	6.19B
Effective Tax Rate	15.43%

Stock Price Statistics

The stock price has decreased by -21.87% in the last 52 weeks. The beta is 0.36, so JMSE:NCBFG's price volatility has been lower than the market average.

Beta (5Y)	0.36
52-Week Price Change	-21.87%
50-Day Moving Average	42.37
200-Day Moving Average	43.28
Relative Strength Index (RSI)	46.85
Average Volume (20 Days)	358,144

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, JMSE:NCBFG had revenue of JMD 139.33 billion and earned 20.48 billion in profits. Earnings per share was 8.48.

Revenue	139.33B
Gross Profit	139.33B
Operating Income	39.44B
Pretax Income	40.12B
Net Income	20.48B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	8.48

Balance Sheet

The company has 215.08 billion in cash and 589.82 billion in debt, giving a net cash position of -374.74 billion or -155.34 per share.

Cash & Cash Equivalents	215.08B
Total Debt	589.82B
Net Cash	-374.74B
Net Cash Per Share	-155.34
Equity (Book Value)	239.96B
Book Value Per Share	78.66
Working Capital	-839.78B

Cash Flow

In the last 12 months, operating cash flow was 58.83 billion and capital expenditures -1.50 billion, giving a free cash flow of 57.33 billion.

Operating Cash Flow	58.83B
Capital Expenditures	-1.50B
Free Cash Flow	57.33B
FCF Per Share	23.76

Margins

Gross Margin	n/a
Operating Margin	28.31%
Pretax Margin	28.80%
Profit Margin	14.70%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	41.14%

Dividends & Yields

This stock pays an annual dividend of 2.00, which amounts to a dividend yield of 4.83%.

Dividend Per Share	2.00
Dividend Yield	4.83%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	22.19%
Buyback Yield	-0.51%
Shareholder Yield	4.32%
Earnings Yield	20.50%
FCF Yield	57.40%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4