Sanlam Limited (JSE:SLM)
South Africa · Delayed Price · Currency is ZAR · Price in ZAc 8,495.00
-80.00 (-0.93%)
Oct 23, 2026, 5:02 PM SAST
Sanlam Financials Overview
Financials in millions ZAR. Fiscal year is January - December.
Millions ZAR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 232,020 | 244,797 | 207,662 | 192,104 | 103,741 | 194,263 |
Revenue Growth | -5.22% | 17.88% | 8.10% | 85.18% | -46.60% | 50.08% |
Operating Income Operating Income Growth | 114,578 | 128,379 | 100,529 | 94,281 | 17,168 | 30,553 |
Net Income Net Income Growth | 18,914 | 15,941 | 22,240 | 14,478 | 12,257 | 9,473 |
Earnings Per Share EPS Growth | 8.94 | 7.54 | 10.54 | 6.88 | 5.90 | 4.54 |
EPS Growth | 18.61% | -28.48% | 53.17% | 16.68% | 30.01% | 1218.92% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Sanlam Life and Savings Sanlam Life and Savings Growth | 135,393 | 151,964 | 137,928 | 56,041 | - | - |
Sanlam Investment Group Sanlam Investment Group Growth | 15,720 | 10,494 | 9,101 | 8,178 | 7,605 | 8,207 |
Santam Santam Growth | 61,446 | 60,702 | 56,154 | 49,297 | 43,503 | 28,173 |
Group Office and Other Group Office and Other Growth | 16,495 | 20,604 | 8,900 | -343 | 2,218 | -130 |
Reconciling Items Reconciling Items Growth | -1,984 | -1,791 | -7,815 | - | - | - |
Pan-africa Pan-africa Growth | - | 347 | 2,654 | 28,973 | - | - |
Asia Asia Growth | - | 2,478 | 740 | 1,840 | - | - |
Total Total Growth | 232,021 | 244,798 | 207,662 | 191,917 | 103,113 | 193,646 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 41,467 | 57,487 | 54,051 | 27,237 | 54,925 | 42,081 |
Total Debt Total Debt Growth | 21,548 | 20,099 | 21,458 | 16,592 | 16,041 | 18,093 |
Net Cash (Debt) Net Cash Growth | 19,919 | 37,388 | 32,593 | 10,645 | 38,884 | 23,988 |
Net Cash Growth | -46.72% | 14.71% | 206.18% | -72.62% | 62.10% | -33.15% |
Net Cash Per Share Net Cash Per Share Growth | 9.42 | 17.69 | 15.44 | 5.10 | 18.71 | 11.49 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 25,923 | 13,599 | 15,114 | -4,956 | 16,717 | 5,515 |
Capital Expenditures CapEx Growth | -489 | -484 | -832 | -752 | -574 | -586 |
Free Cash Flow Free Cash Flow Growth | 25,434 | 13,115 | 14,282 | -5,708 | 16,143 | 4,929 |
Free Cash Flow Growth | 93.93% | -8.17% | - | - | 227.51% | 201.47% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 49.38% | 52.44% | 48.41% | 49.08% | 16.55% | 15.73% |
Pretax Margin | 13.24% | 10.77% | 14.21% | 10.77% | 14.87% | 7.90% |
Profit Margin | 8.15% | 6.51% | 10.71% | 7.54% | 11.82% | 4.88% |
FCF Margin | 10.96% | 5.36% | 6.88% | -2.97% | 15.56% | 2.54% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 4.850 | 4.850 | 4.450 | 4.000 | 3.600 | 3.340 |
Dividend Per Share Growth | 8.99% | 8.99% | 11.25% | 11.11% | 7.78% | 11.33% |
Dividend Yield | 5.71% | 4.93% | 5.19% | 5.25% | 7.36% | 5.58% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Oct '26 Oct 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.50 | 12.90 | 8.05 | 10.84 | 8.15 | 12.94 |
Forward PE | 10.40 | 10.21 | 10.95 | 10.66 | 8.94 | 11.60 |
P/FCF Ratio | 6.98 | 15.68 | 12.54 | - | 6.19 | 24.87 |
PS Ratio | 0.77 | 0.84 | 0.86 | 0.82 | 0.96 | 0.63 |