Sanlam Limited (JSE:SLM)
South Africa · Delayed Price · Currency is ZAR · Price in ZAc 8,716.00
-144.00 (-1.63%)
Nov 13, 2026, 5:06 PM SAST
Sanlam Ratios and Metrics
Market cap in millions ZAR. Fiscal year is January - December.
Millions ZAR. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 13, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 182,138 | 205,598 | 179,025 | 156,958 | 99,852 | 122,582 | |
Market Cap Growth | -8.18% | 14.84% | 14.06% | 57.19% | -18.54% | 1.04% |
Enterprise Value | 172,737 | 196,989 | 181,260 | 162,807 | 75,481 | 93,432 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 13, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 9.75 | 12.90 | 8.05 | 10.84 | 8.15 | 12.94 |
PS Ratio | 0.79 | 0.84 | 0.86 | 0.82 | 0.96 | 0.63 |
PB Ratio | 1.77 | 1.84 | 1.63 | 1.62 | 1.01 | 1.48 |
P/FCF Ratio | 7.16 | 15.68 | 12.54 | - | 6.19 | 24.87 |
P/OCF Ratio | 7.03 | 15.12 | 11.85 | - | 5.97 | 22.23 |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 13, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 0.74 | 0.81 | 0.87 | 0.85 | 0.73 | 0.48 |
EV/EBITDA Ratio | 1.45 | 1.52 | 1.79 | 1.71 | 4.23 | 2.96 |
EV/EBIT Ratio | 1.46 | 1.53 | 1.80 | 1.73 | 4.40 | 3.06 |
EV/FCF Ratio | 6.79 | 15.02 | 12.69 | - | 4.68 | 18.96 |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 13, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.19 | 0.18 | 0.20 | 0.17 | 0.16 | 0.22 |
Debt / EBITDA Ratio | 0.19 | 0.15 | 0.21 | 0.17 | 0.88 | 0.56 |
Debt / FCF Ratio | 0.85 | 1.53 | 1.50 | - | 0.99 | 3.67 |
Net Debt / Equity Ratio | -0.17 | -0.33 | -0.30 | -0.11 | -0.39 | -0.29 |
Net Debt / EBITDA Ratio | -0.17 | -0.29 | -0.32 | -0.11 | -2.18 | -0.76 |
Net Debt / FCF Ratio | -0.78 | -2.85 | -2.28 | 1.87 | -2.41 | -4.87 |
Quick Ratio | 1.53 | 0.63 | 3.73 | 1.34 | 1.85 | 1.11 |
Current Ratio | 1.69 | 0.65 | 3.95 | 1.68 | 2.71 | 1.65 |
Asset Turnover | 0.19 | 0.20 | 0.20 | 0.19 | 0.10 | 0.19 |
Return on Equity (ROE) | 19.93% | 16.88% | 20.87% | 13.89% | 13.15% | 12.47% |
Return on Assets (ROA) | 5.82% | 6.61% | 5.90% | 5.91% | 1.04% | 1.91% |
Return on Invested Capital (ROIC) | 61.32% | 69.23% | 60.05% | 54.28% | 12.33% | 20.42% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Nov '26 Nov 13, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | 10.26% | 7.75% | 12.42% | 9.22% | 12.28% | 7.73% |
FCF Yield | 13.96% | 6.38% | 7.98% | -3.64% | 16.17% | 4.02% |
Dividend Yield | 5.56% | 4.93% | 5.19% | 5.25% | 7.36% | 5.58% |
Payout Ratio | 64.14% | 70.08% | 43.27% | 66.33% | 68.93% | 73.52% |
Buyback Yield / Dilution | -0.00% | -0.17% | -1.02% | -0.55% | 0.47% | -0.01% |
Total Shareholder Return | 5.56% | 4.76% | 4.17% | 4.70% | 7.84% | 5.58% |