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Sanlam Limited (JSE:SLM)
South Africa flag South Africa · Delayed Price · Currency is ZAR · Price in ZAc
8,690.00
+130.00 (1.52%)
Jul 30, 2026, 5:00 PM SAST

[Name] Cash Flow Statement

Millions ZAR. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
15,94115,94122,24014,47812,25715,338
Depreciation & Amortization
1,4841,4841,3581,1941,0791,502
Gain (Loss) on Sale of Assets
-612-612-4,036-494-2,216-234
Gain (Loss) on Sale of Investments
8383-15-29,893-604
Stock-Based Compensation
622622489468531506
Change in Accounts Receivable
-5,576-5,5766,714-1,396--
Reinsurance Recoverable
-7,144-7,144-1,818--7,666-
Change in Accounts Payable
6,0686,068-899---
Change in Insurance Reserves / Liabilities
----11,951-
Change in Other Net Operating Assets
-13,981-13,981-17,22559,71532,6192,252
Other Operating Activities
25,30725,3078,179-23,397-25,01753,937
Operating Cash Flow
13,59913,59915,114-4,95616,7175,515
Operating Cash Flow Growth
-19.11%-10.02%--203.12%132.50%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-484-484-832-752-574-586
Sale of Property, Plant & Equipment
3333267487148
Purchase / Sale of Intangible Assets
-296-296-203-245-498-
Cash Acquisitions
-1,972-1,972-10,971-2,437-303-93
Investing Cash Flow
1,9761,976-6,315-2,435-1,153695

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
2,0452,0458,6593,3861,3783,136
Total Debt Repaid
-3,678-3,678-4,242-3,393-1,608-2,267
Net Debt Issued (Repaid)
-1,633-1,6334,417-7-230869
Issuance of Common Stock
12121,516470577261
Repurchases of Common Stock
-665-665-593-1,281-1,699-632
Common Dividends Paid
-11,171-11,171-9,624-9,604-8,449-6,965
Other Financing Activities
-27-27301-72050-326
Financing Cash Flow
-13,484-13,484-3,983-11,142-9,751-6,793

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Foreign Exchange Rate Adjustments
-284-284120700952,251
Net Cash Flow
1,8071,8074,936-17,8335,9081,668

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
13,11513,11514,282-5,70816,1434,929
Free Cash Flow Growth
-18.17%-8.17%--227.51%201.47%
Free Cash Flow Margin
5.36%5.36%6.88%-2.97%15.56%2.54%
Free Cash Flow Per Share
6.206.206.77-2.737.772.36
Levered Free Cash Flow
524,085524,085-34,907168,978-82,8557,058
Unlevered Free Cash Flow
525,364525,364-33,901169,927-82,1517,660

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
1,9691,9691,9191,8551,018858
Cash Income Tax Paid
8,0858,0856,9224,8735,0004,529
Change in Working Capital
-20,633-20,633-13,22858,31936,9042,252