Koryo Credit Information Co., Ltd. (KOSDAQ:049720)

Koryo Credit Information Income Statement

Financials in millions KRW. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Operating Revenue	169,331	168,129	154,391	143,287	142,943	131,621
Other Revenue	3,119	3,180	3,824	3,480	2,279	1,588
Revenue	172,450	171,309	158,214	146,767	145,222	133,209
Revenue Growth (YoY)	5.92%	8.28%	7.80%	1.06%	9.02%	14.38%
Cost of Revenue	163.35	167.28	125.41	100.86	110.68	149.56
Gross Profit	172,286	171,142	158,089	146,666	145,112	133,060
Selling, General & Admin	148,238	147,299	136,630	126,756	125,401	116,247
Other Operating Expenses	1,568	1,594	1,607	1,413	1,318	1,252
Operating Expenses	156,810	155,832	145,019	134,675	132,652	123,066
Operating Income	15,477	15,310	13,070	11,991	12,459	9,993
Interest Expense	-637.14	-584.99	-513.64	-327.73	-458.59	-110.46
Interest & Investment Income	1,323	1,294	996.26	480.67	334.98	217.79
Currency Exchange Gain (Loss)	-1.24	-1.13	-0.26	-0.48	-0.75	-0.23
Other Non Operating Income (Expenses)	247.52	231.07	593.38	-700.99	234.51	-261.04
EBT Excluding Unusual Items	16,408	16,249	14,146	11,442	12,570	9,839
Gain (Loss) on Sale of Investments	-40.76	-11.89	-48.43	-35.54	87.98	211.71
Gain (Loss) on Sale of Assets	-21.86	-25.55	-13.29	-0.1	-1.28	-0.43
Asset Writedown	-	-	-	-	29.83	376.61
Pretax Income	16,346	16,212	14,084	11,407	12,686	10,427
Income Tax Expense	2,956	2,974	2,315	814.32	2,835	134.46
Earnings From Continuing Operations	13,390	13,237	11,770	10,592	9,851	10,293
Net Income	13,390	13,237	11,770	10,592	9,851	10,293
Net Income to Common	13,390	13,237	11,770	10,592	9,851	10,293
Net Income Growth	18.48%	12.47%	11.12%	7.53%	-4.29%	55.45%
Shares Outstanding (Basic)	14	14	14	14	14	14
Shares Outstanding (Diluted)	14	14	14	14	14	14
Shares Change (YoY)	0.07%	0.07%	0.02%	0.03%	0.04%	-
EPS (Basic)	961.41	950.60	845.86	761.40	708.36	740.42
EPS (Diluted)	958.08	947.11	842.81	761.00	708.36	740.42
EPS Growth	18.45%	12.38%	10.75%	7.43%	-4.33%	55.45%
Free Cash Flow	16,948	19,469	18,852	6,624	9,010	1,842
Free Cash Flow Per Share	1216.90	1398.11	1354.83	476.18	647.88	132.51
Dividend Per Share	450.000	450.000	380.000	-	-	-
Dividend Growth	18.42%	18.42%	-	-	-	-
Gross Margin	99.91%	99.90%	99.92%	99.93%	99.92%	99.89%
Operating Margin	8.97%	8.94%	8.26%	8.17%	8.58%	7.50%
Profit Margin	7.76%	7.73%	7.44%	7.22%	6.78%	7.73%
Free Cash Flow Margin	9.83%	11.37%	11.92%	4.51%	6.20%	1.38%
EBITDA	22,480	22,248	19,852	18,497	18,393	15,390
EBITDA Margin	13.04%	12.99%	12.55%	12.60%	12.67%	11.55%
D&A For EBITDA	7,004	6,938	6,782	6,506	5,933	5,397
EBIT	15,477	15,310	13,070	11,991	12,459	9,993
EBIT Margin	8.97%	8.94%	8.26%	8.17%	8.58%	7.50%
Effective Tax Rate	18.08%	18.35%	16.43%	7.14%	22.35%	1.29%
Advertising Expenses	-	3,124	3,326	3,942	3,756	3,189

Updated Mar 6, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.