Koryo Credit Information Co., Ltd. (KOSDAQ:049720)
South Korea · Delayed Price · Currency is KRW 10,750
+150 (1.42%)
At close: Feb 20, 2026
Koryo Credit Information Income Statement
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Operating Revenue | 172,993 | 168,129 | 154,391 | 143,287 | 142,943 | 131,621 |
Other Revenue | 3,245 | 3,180 | 3,824 | 3,480 | 2,279 | 1,588 |
| 176,237 | 171,309 | 158,214 | 146,767 | 145,222 | 133,209 | |
Revenue Growth (YoY) | 4.23% | 8.28% | 7.80% | 1.06% | 9.02% | 14.38% |
Cost of Revenue | 175.24 | 167.28 | 125.41 | 100.86 | 110.68 | 149.56 |
Gross Profit | 176,062 | 171,142 | 158,089 | 146,666 | 145,112 | 133,060 |
Selling, General & Admin | 151,030 | 147,299 | 136,630 | 126,756 | 125,401 | 116,247 |
Amortization of Goodwill & Intangibles | 711.13 | 746.24 | 750.66 | 728.19 | 676.28 | 351.84 |
Other Operating Expenses | 1,591 | 1,594 | 1,607 | 1,413 | 1,318 | 1,252 |
Operating Expenses | 159,551 | 155,832 | 145,019 | 134,675 | 132,652 | 123,066 |
Operating Income | 16,511 | 15,310 | 13,070 | 11,991 | 12,459 | 9,993 |
Interest Expense | -756.59 | -584.99 | -513.64 | -327.73 | -458.59 | -110.46 |
Interest & Investment Income | 1,222 | 1,294 | 996.26 | 480.67 | 334.98 | 217.79 |
Currency Exchange Gain (Loss) | -1.22 | -1.13 | -0.26 | -0.48 | -0.75 | -0.23 |
Other Non Operating Income (Expenses) | -99.11 | 231.07 | 593.38 | -700.99 | 234.51 | -261.04 |
EBT Excluding Unusual Items | 16,876 | 16,249 | 14,146 | 11,442 | 12,570 | 9,839 |
Gain (Loss) on Sale of Investments | 34.18 | -11.89 | -48.43 | -35.54 | 87.98 | 211.71 |
Gain (Loss) on Sale of Assets | -22.39 | -25.55 | -13.29 | -0.1 | -1.28 | -0.43 |
Asset Writedown | - | - | - | - | 29.83 | 376.61 |
Pretax Income | 16,887 | 16,212 | 14,084 | 11,407 | 12,686 | 10,427 |
Income Tax Expense | 3,075 | 2,974 | 2,315 | 814.32 | 2,835 | 134.46 |
Earnings From Continuing Operations | 13,813 | 13,237 | 11,770 | 10,592 | 9,851 | 10,293 |
Net Income | 13,813 | 13,237 | 11,770 | 10,592 | 9,851 | 10,293 |
Net Income to Common | 13,813 | 13,237 | 11,770 | 10,592 | 9,851 | 10,293 |
Net Income Growth | 5.69% | 12.47% | 11.12% | 7.53% | -4.29% | 55.45% |
Shares Outstanding (Basic) | 14 | 14 | 14 | 14 | 14 | 14 |
Shares Outstanding (Diluted) | 14 | 14 | 14 | 14 | 14 | 14 |
Shares Change (YoY) | -0.02% | 0.07% | 0.02% | 0.03% | 0.04% | - |
EPS (Basic) | 991.80 | 950.60 | 845.86 | 761.40 | 708.36 | 740.42 |
EPS (Diluted) | 988.31 | 947.11 | 842.81 | 761.00 | 708.36 | 740.42 |
EPS Growth | 5.68% | 12.38% | 10.75% | 7.43% | -4.33% | 55.45% |
Free Cash Flow | 16,801 | 19,469 | 18,852 | 6,624 | 9,010 | 1,842 |
Free Cash Flow Per Share | 1206.41 | 1398.11 | 1354.83 | 476.18 | 647.88 | 132.51 |
Dividend Per Share | 450.000 | 450.000 | 380.000 | - | - | - |
Dividend Growth | 18.42% | 18.42% | - | - | - | - |
Gross Margin | 99.90% | 99.90% | 99.92% | 99.93% | 99.92% | 99.89% |
Operating Margin | 9.37% | 8.94% | 8.26% | 8.17% | 8.58% | 7.50% |
Profit Margin | 7.84% | 7.73% | 7.44% | 7.22% | 6.78% | 7.73% |
Free Cash Flow Margin | 9.53% | 11.37% | 11.92% | 4.51% | 6.20% | 1.38% |
EBITDA | 23,441 | 22,248 | 19,852 | 18,497 | 18,393 | 15,390 |
EBITDA Margin | 13.30% | 12.99% | 12.55% | 12.60% | 12.67% | 11.55% |
D&A For EBITDA | 6,931 | 6,938 | 6,782 | 6,506 | 5,933 | 5,397 |
EBIT | 16,511 | 15,310 | 13,070 | 11,991 | 12,459 | 9,993 |
EBIT Margin | 9.37% | 8.94% | 8.26% | 8.17% | 8.58% | 7.50% |
Effective Tax Rate | 18.21% | 18.35% | 16.43% | 7.14% | 22.35% | 1.29% |
Advertising Expenses | - | 3,124 | 3,326 | 3,942 | 3,756 | 3,189 |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.