Koryo Credit Information Co., Ltd. (KOSDAQ:049720)

Koryo Credit Information Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jan 28, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	139,370	140,788	132,509	150,245	118,558	82,991
Market Cap Growth	-1.01%	6.25%	-11.80%	26.73%	42.86%	20.85%
Enterprise Value	135,381	136,289	143,335	166,483	136,533	87,799
Last Close Price	10000.00	9672.27	8726.47	9525.01	7277.23	4942.15
PE Ratio	10.12	10.64	11.26	14.18	12.04	8.06
PS Ratio	0.79	0.82	0.84	1.02	0.82	0.62
PB Ratio	2.47	2.66	2.90	3.82	3.58	2.84
P/TBV Ratio	2.60	2.80	3.09	4.03	3.83	3.07
P/FCF Ratio	8.30	7.23	7.03	22.68	13.16	45.06
P/OCF Ratio	7.65	6.89	6.64	20.11	10.91	23.98
EV/Sales Ratio	0.77	0.80	0.91	1.13	0.94	0.66
EV/EBITDA Ratio	5.78	6.13	7.22	9.00	7.42	5.71
EV/EBIT Ratio	8.20	8.90	10.97	13.88	10.96	8.79
EV/FCF Ratio	8.06	7.00	7.60	25.13	15.15	47.67
Debt / Equity Ratio	0.47	0.42	0.53	0.73	0.82	0.77
Debt / EBITDA Ratio	1.12	1.00	1.22	1.55	1.47	1.45
Debt / FCF Ratio	1.56	1.15	1.29	4.34	3.00	12.13
Asset Turnover	1.75	1.82	1.77	1.74	1.91	2.24
Quick Ratio	1.06	1.01	0.72	0.58	0.51	0.56
Current Ratio	1.79	1.77	1.44	0.59	0.52	0.58
Return on Equity (ROE)	26.39%	26.86%	27.72%	29.26%	31.62%	39.79%
Return on Assets (ROA)	10.26%	10.15%	9.16%	8.89%	10.26%	10.49%
Return on Invested Capital (ROIC)	25.48%	24.31%	20.24%	21.64%	21.14%	32.38%
Return on Capital Employed (ROCE)	23.70%	24.80%	23.40%	25.10%	27.90%	24.50%
Earnings Yield	9.91%	9.40%	8.88%	7.05%	8.31%	12.40%
FCF Yield	12.06%	13.83%	14.23%	4.41%	7.60%	2.22%
Dividend Yield	4.80%	4.65%	4.35%	-	-	-
Payout Ratio	47.40%	44.17%	41.37%	40.71%	59.99%	33.77%
Buyback Yield / Dilution	0.02%	-0.07%	-0.02%	-0.03%	-0.04%	-
Total Shareholder Return	4.82%	4.58%	4.33%	-0.03%	-0.04%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.