NAU IB Capital Cash Flow Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	4,858	7,931	1,939	8,302	12,635	7,627
Depreciation & Amortization	504.73	497.15	380.79	292.17	287.37	310.97
Other Amortization	1,950	1,855	1,551	770.24	144.75	-
Loss (Gain) From Sale of Investments	-6,643	60.42	1,887	-2,889	-7,997	-722.2
Provision for Credit Losses	11.64	5.31	12.91	-3.72	-28.33	15.05
Loss (Gain) on Equity Investments	6,181	-5,472	1,119	-6,408	-3,884	-5,706
Stock-Based Compensation	-	-	-	-	-	101.98
Change in Trading Asset Securities	1,163	3,351	8,193	-2,898	-15,964	-10,928
Change in Other Net Operating Assets	-21,284	-4,547	-2,820	-6,023	2,992	-1,716
Other Operating Activities	-794.33	-1,152	-1,785	-2,140	-4,353	713.09
Operating Cash Flow	-16,444	138.1	9,508	-10,511	-13,700	-10,720
Operating Cash Flow Growth	-	-98.55%	-	-	-	-
Capital Expenditures	-	-	-555	-	-	-
Sale (Purchase) of Intangibles	-	-64.71	-283.35	-	-	-
Investment in Securities	-	-	-	-	-9,061	-7,182
Investing Cash Flow	-	-64.71	-838.35	-	-9,061	-7,182
Long-Term Debt Issued	-	10,000	12,950	24,472	16,477	4,750
Long-Term Debt Repaid	-	-14,000	-6,939	-9,872	-	-
Net Debt Issued (Repaid)	12,278	-4,000	6,011	14,600	16,477	4,750
Issuance of Common Stock	111.61	360.64	-	-	896.51	-
Repurchase of Common Stock	-	-	-	-612.87	-1,375	-
Total Dividends Paid	-1,895	-1,694	-1,694	-1,421	-1,417	-1,417
Other Financing Activities	-504.12	-428.72	-392.82	-296.05	-158.61	-255.79
Financing Cash Flow	9,991	-5,762	3,925	12,270	14,423	3,077
Net Cash Flow	-6,453	-5,688	12,685	1,759	-8,338	-14,824
Free Cash Flow	-16,444	138.1	8,953	-10,511	-13,700	-10,720
Free Cash Flow Growth	-	-98.46%	-	-	-	-
Free Cash Flow Margin	-80.54%	0.98%	45.31%	-75.46%	-53.60%	-108.83%
Free Cash Flow Per Share	-173.02	1.46	94.67	-111.11	-143.00	-113.45
Cash Interest Paid	1,961	1,868	1,518	724.19	-	-
Cash Income Tax Paid	-	318.86	1,960	4,458	955.89	1,597

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.