LB Investment Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	308.62	377.53	338.54	98.69	61.29	101.39
Total Interest Expense	32.04	48.47	73.47	43.67	24.73	35.03
Net Interest Income	276.58	329.06	265.07	55.02	36.56	66.36
Commissions and Fees	16,114	13,175	22,420	15,060	27,839	20,203
Gain (Loss) on Sale of Investments	20,550	16,705	4,824	3,366	21,473	7,666
Other Revenue	-0.08	0	0	0	-0	0
Revenue Before Loan Losses	36,940	30,209	27,509	18,482	49,349	27,935
Provision for Loan Losses	-	-	-	-	-	-1,029
Revenue	36,940	30,209	27,509	18,482	49,349	28,964
Revenue Growth (YoY)	61.06%	9.82%	48.84%	-62.55%	70.38%	-
Salaries & Employee Benefits	13,657	12,414	11,469	8,414	14,298	9,703
Cost of Services Provided	2,915	2,811	2,884	2,546	2,206	1,726
Other Operating Expenses	-100.55	61.62	38.07	49.46	46.14	33.65
Total Operating Expenses	17,107	15,933	15,145	11,742	17,254	12,131
Operating Income	19,833	14,276	12,364	6,739	32,094	16,833
Currency Exchange Gain (Loss)	-2.08	-7.35	-6.19	0.19	-3.86	-28.69
EBT Excluding Unusual Items	19,718	14,183	12,121	6,751	32,165	16,593
Gain (Loss) on Sale of Investments	-2,425	-3,423	-3,901	-1,974	-1,015	-1,913
Pretax Income	17,633	11,022	8,220	4,769	31,149	14,708
Income Tax Expense	3,517	2,444	1,798	894.57	6,550	2,916
Net Income	14,117	8,578	6,422	3,874	24,599	11,792
Net Income to Common	14,117	8,578	6,422	3,874	24,599	11,792
Net Income Growth	219.55%	33.57%	65.76%	-84.25%	108.61%	-
Shares Outstanding (Basic)	23	23	22	20	20	20
Shares Outstanding (Diluted)	23	23	22	20	20	20
Shares Change (YoY)	-0.08%	2.40%	12.28%	-	-	-
EPS (Basic)	613.89	373.03	285.98	193.72	1229.95	589.60
EPS (Diluted)	613.89	373.03	285.98	193.72	1229.95	589.60
EPS Growth	219.81%	30.44%	47.63%	-84.25%	108.61%	-
Free Cash Flow	1,877	-2,599	1,576	-6,370	9,434	241.9
Free Cash Flow Per Share	81.64	-113.00	70.17	-318.50	471.68	12.10
Dividend Per Share	200.000	200.000	-	-	-	-
Operating Margin	53.69%	47.26%	44.95%	36.47%	65.04%	58.12%
Profit Margin	38.21%	28.40%	23.34%	20.96%	49.85%	40.71%
Free Cash Flow Margin	5.08%	-8.60%	5.73%	-34.47%	19.12%	0.83%
Effective Tax Rate	19.94%	22.18%	21.87%	18.76%	21.03%	19.83%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.