LB Investment Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	346	377.53	338.54	98.69	61.29	101.39
Total Interest Expense	41.04	48.47	73.47	43.67	24.73	35.03
Net Interest Income	304.96	329.06	265.07	55.02	36.56	66.36
Commissions and Fees	13,759	13,175	22,420	15,060	27,839	20,203
Gain (Loss) on Sale of Investments	16,092	16,705	4,824	3,366	21,473	7,666
Other Revenue	-0.08	0	0	0	-0	0
Revenue Before Loan Losses	30,156	30,209	27,509	18,482	49,349	27,935
Provision for Loan Losses	-	-	-	-	-	-1,029
Revenue	30,156	30,209	27,509	18,482	49,349	28,964
Revenue Growth (YoY)	10.25%	9.82%	48.84%	-62.55%	70.38%	-
Salaries & Employee Benefits	12,822	12,414	11,469	8,414	14,298	9,703
Cost of Services Provided	2,816	2,811	2,884	2,546	2,206	1,726
Other Operating Expenses	-106.32	61.62	38.07	49.46	46.14	33.65
Total Operating Expenses	16,173	15,933	15,145	11,742	17,254	12,131
Operating Income	13,983	14,276	12,364	6,739	32,094	16,833
Currency Exchange Gain (Loss)	-6.44	-7.35	-6.19	0.19	-3.86	-28.69
EBT Excluding Unusual Items	13,732	14,183	12,121	6,751	32,165	16,593
Gain (Loss) on Sale of Investments	-2,567	-3,423	-3,901	-1,974	-1,015	-1,913
Pretax Income	11,428	11,022	8,220	4,769	31,149	14,708
Income Tax Expense	2,493	2,444	1,798	894.57	6,550	2,916
Net Income	8,935	8,578	6,422	3,874	24,599	11,792
Net Income to Common	8,935	8,578	6,422	3,874	24,599	11,792
Net Income Growth	70.47%	33.57%	65.76%	-84.25%	108.61%	-
Shares Outstanding (Basic)	23	23	22	20	20	20
Shares Outstanding (Diluted)	23	23	22	20	20	20
Shares Change (YoY)	-0.58%	2.40%	12.28%	-	-	-
EPS (Basic)	388.56	373.03	285.98	193.72	1229.95	589.60
EPS (Diluted)	388.56	373.03	285.98	193.72	1229.95	589.60
EPS Growth	71.46%	30.44%	47.63%	-84.25%	108.61%	-
Free Cash Flow	2,190	-2,599	1,576	-6,370	9,434	241.9
Free Cash Flow Per Share	95.25	-113.00	70.17	-318.50	471.68	12.10
Dividend Per Share	200.000	200.000	-	-	-	-
Operating Margin	46.37%	47.26%	44.95%	36.47%	65.04%	58.12%
Profit Margin	29.63%	28.40%	23.34%	20.96%	49.85%	40.71%
Free Cash Flow Margin	7.26%	-8.60%	5.73%	-34.47%	19.12%	0.83%
Effective Tax Rate	21.81%	22.18%	21.87%	18.76%	21.03%	19.83%

Updated Mar 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.