LB Investment Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	266.77	377.53	338.54	98.69	61.29
Total Interest Expense	30.14	48.47	73.47	43.67	24.73
Net Interest Income	236.63	329.06	265.07	55.02	36.56
Commissions and Fees	17,359	13,175	22,420	15,060	27,839
Gain (Loss) on Sale of Investments	8,789	16,705	4,824	3,366	21,473
Other Revenue	0	0	0	0	-0
Revenue Before Loan Losses	26,385	30,209	27,509	18,482	49,349
Revenue	26,385	30,209	27,509	18,482	49,349
Revenue Growth (YoY)	-12.66%	9.82%	48.84%	-62.55%	70.38%
Salaries & Employee Benefits	11,423	12,414	11,469	8,414	14,298
Cost of Services Provided	2,907	2,811	2,884	2,546	2,206
Other Operating Expenses	41.02	61.62	38.07	49.46	46.14
Total Operating Expenses	14,993	15,933	15,145	11,742	17,254
Operating Income	11,392	14,276	12,364	6,739	32,094
Currency Exchange Gain (Loss)	3.18	-7.35	-6.19	0.19	-3.86
EBT Excluding Unusual Items	11,466	14,183	12,121	6,751	32,165
Gain (Loss) on Sale of Investments	-1,726	-3,423	-3,901	-1,974	-1,015
Pretax Income	9,816	11,022	8,220	4,769	31,149
Income Tax Expense	-2,617	2,444	1,798	894.57	6,550
Net Income	12,433	8,578	6,422	3,874	24,599
Net Income to Common	12,433	8,578	6,422	3,874	24,599
Net Income Growth	44.95%	33.57%	65.76%	-84.25%	108.61%
Shares Outstanding (Basic)	23	23	22	20	20
Shares Outstanding (Diluted)	23	23	22	20	20
Shares Change (YoY)	-0.07%	2.41%	12.28%	-	-
EPS (Basic)	541.00	373.00	285.98	193.72	1229.95
EPS (Diluted)	541.00	373.00	285.98	193.72	1229.95
EPS Growth	45.04%	30.43%	47.63%	-84.25%	108.61%
Free Cash Flow	5,623	-2,599	1,576	-6,370	9,434
Free Cash Flow Per Share	244.68	-113.00	70.17	-318.50	471.68
Operating Margin	43.17%	47.26%	44.95%	36.47%	65.04%
Profit Margin	47.12%	28.40%	23.34%	20.96%	49.85%
Free Cash Flow Margin	21.31%	-8.60%	5.73%	-34.47%	19.12%
Effective Tax Rate	-	22.18%	21.87%	18.76%	21.03%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.