Hanwha General Insurance Co., Ltd. (KRX:000370)

Hanwha General Insurance Statistics

Total Valuation

KRX:000370 has a market cap or net worth of KRW 660.19 billion. The enterprise value is 1.95 trillion.

Market Cap	660.19B
Enterprise Value	1.95T

Important Dates

The next estimated earnings date is Tuesday, November 11, 2025.

Earnings Date	Nov 11, 2025
Ex-Dividend Date	n/a

Share Statistics

KRX:000370 has 115.62 million shares outstanding. The number of shares has decreased by -0.61% in one year.

Current Share Class	115.62M
Shares Outstanding	115.62M
Shares Change (YoY)	-0.61%
Shares Change (QoQ)	-0.07%
Owned by Insiders (%)	0.17%
Owned by Institutions (%)	8.27%
Float	53.46M

Valuation Ratios

The trailing PE ratio is 2.97.

PE Ratio	2.97
Forward PE	n/a
PS Ratio	0.11
PB Ratio	0.25
P/TBV Ratio	0.27
P/FCF Ratio	0.63
P/OCF Ratio	0.62
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.82, with an EV/FCF ratio of 1.88.

EV / Earnings	6.60
EV / Sales	0.32
EV / EBITDA	2.82
EV / EBIT	3.27
EV / FCF	1.88

Financial Position

The company has a current ratio of 56.10, with a Debt / Equity ratio of 0.41.

Current Ratio	56.10
Quick Ratio	53.31
Debt / Equity	0.41
Debt / EBITDA	1.59
Debt / FCF	1.06
Interest Coverage	14.84

Financial Efficiency

Return on equity (ROE) is 10.25% and return on invested capital (ROIC) is 10.64%.

Return on Equity (ROE)	10.25%
Return on Assets (ROA)	1.90%
Return on Invested Capital (ROIC)	10.64%
Return on Capital Employed (ROCE)	2.93%
Revenue Per Employee	2.06B
Profits Per Employee	100.05M
Employee Count	2,956
Asset Turnover	0.31
Inventory Turnover	n/a

Taxes

In the past 12 months, KRX:000370 has paid 124.07 billion in taxes.

Income Tax	124.07B
Effective Tax Rate	30.05%

Stock Price Statistics

The stock price has increased by +13.94% in the last 52 weeks. The beta is 0.40, so KRX:000370's price volatility has been lower than the market average.

Beta (5Y)	0.40
52-Week Price Change	+13.94%
50-Day Moving Average	5,790.40
200-Day Moving Average	4,857.55
Relative Strength Index (RSI)	48.13
Average Volume (20 Days)	744,566

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, KRX:000370 had revenue of KRW 6.08 trillion and earned 295.74 billion in profits. Earnings per share was 1,924.75.

Revenue	6.08T
Gross Profit	1.71T
Operating Income	595.06B
Pretax Income	412.89B
Net Income	295.74B
EBITDA	690.46B
EBIT	595.06B
Earnings Per Share (EPS)	1,924.75

Balance Sheet

The company has 17.85 trillion in cash and 1.10 trillion in debt, giving a net cash position of -1,098.65 billion or -9,502.21 per share.

Cash & Cash Equivalents	17.85T
Total Debt	1.10T
Net Cash	-1,098.65B
Net Cash Per Share	-9,502.21
Equity (Book Value)	2.69T
Book Value Per Share	21,605.45
Working Capital	18.45T

Cash Flow

In the last 12 months, operating cash flow was 1.07 trillion and capital expenditures -29.62 billion, giving a free cash flow of 1.04 trillion.

Operating Cash Flow	1.07T
Capital Expenditures	-29.62B
Free Cash Flow	1.04T
FCF Per Share	9,003.26

Margins

Gross margin is 28.18%, with operating and profit margins of 9.79% and 5.09%.

Gross Margin	28.18%
Operating Margin	9.79%
Pretax Margin	6.80%
Profit Margin	5.09%
EBITDA Margin	11.36%
EBIT Margin	9.79%
FCF Margin	17.13%

Dividends & Yields

KRX:000370 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	3.93%
Buyback Yield	0.61%
Shareholder Yield	n/a
Earnings Yield	44.80%
FCF Yield	157.68%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 26, 2004. It was a reverse split with a ratio of 0.33333.

Last Split Date	Mar 26, 2004
Split Type	Reverse
Split Ratio	0.33333

Scores

Altman Z-Score	n/a
Piotroski F-Score	6