KRX:000400 Income Statement

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	2,067,629	2,005,634	1,850,449	1,508,856	1,344,959	2,012,148
Total Interest & Dividend Income	456,523	483,416	491,180	512,412	534,692	122,011
Gain (Loss) on Sale of Investments	146,134	162,223	205,383	224,766	103,806	43,508
Other Revenue	-38,318	129,423	53,278	97,930	87,222	142,647
Total Revenue	2,631,968	2,780,696	2,600,290	2,343,963	2,070,679	2,320,314
Revenue Growth	-5.75%	6.94%	10.94%	13.20%	-10.76%	-22.83%
Policy Benefits	2,139,146	2,096,268	1,808,983	1,191,870	1,344,194	1,614,871
Policy Acquisition & Underwriting Costs	8,947	10,846	8,457	3,058	3,595	253,787
Amortization of Goodwill & Intangibles	17,079	16,750	16,981	21,673	12,060	11,583
Depreciation & Amortization	9	8	8	8	8	11,812
Selling, General & Administrative	35,088	30,171	28,311	35,481	11,003	93,932
Other Operating Expenses	406,472	203,479	372,043	190,460	194,780	133,273
Reinsurance Income or Expense	-	-	-	-	-	-2,144
Total Operating Expenses	2,621,501	2,376,819	2,269,757	1,471,232	1,580,914	2,210,260
Operating Income	10,467	403,877	330,533	872,731	489,765	110,054
Interest Expense	-270,699	-296,560	-350,330	-349,868	-231,558	-21,179
Earnings From Equity Investments	609	-527	-538	-541.23	-326.5	-
Currency Exchange Gain (Loss)	398,355	50,651	266,389	70,232	109,792	75,523
Other Non Operating Income (Expenses)	945	-420	2,807	-1,411	-6,274	27,084
EBT Excluding Unusual Items	139,677	157,021	248,861	591,144	361,399	191,482
Gain (Loss) on Sale of Investments	-160,067	-93,232	-215,531	-217,661	-493,129	-34,994
Pretax Income	-20,390	63,789	33,330	373,483	-131,731	156,488
Income Tax Expense	-5,806	12,458	9,108	87,902	-32,528	36,610
Net Income	-14,584	51,331	24,222	285,580	-99,202	119,878
Preferred Dividends & Other Adjustments	2,641	2,641	-	-	-	-
Net Income to Common	-17,225	48,690	24,222	285,580	-99,202	119,878
Net Income Growth	-	101.02%	-91.52%	-	-	-
Shares Outstanding (Basic)	-	309	309	309	309	309
Shares Outstanding (Diluted)	-	309	309	309	309	309
Shares Change	-	-	-	-	-	-
EPS (Basic)	-	157.52	78.36	923.88	-320.93	387.82
EPS (Diluted)	-	157.52	78.36	923.88	-320.93	387.82
EPS Growth	-	101.02%	-91.52%	-	-	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-564,009	-735,313	-221,142	2,105,407	-417,851	103,305
Free Cash Flow Per Share	-	-2378.81	-715.41	6811.19	-1351.79	334.20
Operating Margin	0.40%	14.52%	12.71%	37.23%	23.65%	4.74%
Profit Margin	-0.65%	1.75%	0.93%	12.18%	-4.79%	5.17%
Free Cash Flow Margin	-21.43%	-26.44%	-8.51%	89.82%	-20.18%	4.45%
EBITDA	47,388	440,808	367,374	913,020	516,507	134,037
EBITDA Margin	1.80%	15.85%	14.13%	38.95%	24.94%	5.78%
D&A For EBITDA	36,921	36,931	36,841	40,288	26,742	23,983
EBIT	10,467	403,877	330,533	872,731	489,765	110,054
EBIT Margin	0.40%	14.52%	12.71%	37.23%	23.65%	4.74%
Effective Tax Rate	-	19.53%	27.33%	23.54%	-	23.39%