Lotte Non - Life Insurance Co., Ltd. (KRX:000400)

KRX:000400 Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 11, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	621,311	537,542	622,857	738,773	437,391	500,758
Market Cap Growth	24.23%	-13.70%	-15.69%	68.91%	-12.65%	-7.43%
Enterprise Value	1,428,043	1,344,164	1,309,786	1,676,685	895,063	887,723
PE Ratio	12.10	10.47	25.72	2.48	-	4.18
PS Ratio	0.22	0.19	0.24	0.31	0.21	0.22
PB Ratio	1.01	0.88	0.78	0.59	0.24	0.50
P/FCF Ratio	-	-	-	0.35	-	4.85
P/OCF Ratio	-	-	-	0.35	-	3.95
EV/Sales Ratio	0.51	0.48	0.50	0.71	0.43	0.38
EV/EBITDA Ratio	3.24	3.05	3.57	1.80	1.73	6.62
EV/EBIT Ratio	3.54	3.33	3.96	1.88	1.83	8.07
EV/FCF Ratio	-1.94	-	-	0.80	-	8.59
Debt / Equity Ratio	1.32	1.32	1.01	0.80	1.82	0.32
Debt / EBITDA Ratio	1.83	1.83	2.19	1.08	6.36	2.38
Debt / FCF Ratio	-	-	-	0.48	-	3.09
Net Debt / Equity Ratio	1.32	1.32	1.01	0.80	1.82	0.32
Net Debt / EBITDA Ratio	1.83	1.83	2.19	1.08	6.36	2.38
Net Debt / FCF Ratio	-1.10	-1.10	-3.65	0.48	-7.86	3.09
Quick Ratio	30.25	30.25	47.13	97.36	87.38	3.24
Current Ratio	31.87	31.87	50.12	102.68	95.52	3.86
Asset Turnover	0.19	0.19	0.17	0.15	0.12	0.13
Return on Equity (ROE)	7.29%	7.29%	2.36%	19.72%	-7.07%	12.30%
Return on Assets (ROA)	1.69%	1.69%	1.36%	3.53%	1.72%	0.39%
Return on Invested Capital (ROIC)	23.07%	21.52%	12.43%	18.60%	15.29%	6.35%
Earnings Yield	8.26%	9.55%	3.89%	40.83%	-22.68%	23.94%
FCF Yield	-118.35%	-136.79%	-35.50%	284.99%	-95.53%	20.63%
Payout Ratio	5.14%	5.15%	12.91%	1.04%	-	2.28%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.