Lotte Non - Life Insurance Co., Ltd. (KRX:000400)
South Korea · Delayed Price · Currency is KRW 1,948.00
-92.00 (-4.51%)
Jun 1, 2026, 3:30 PM KST
KRX:000400 Income Statement
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 2,005,634 | 1,850,449 | 1,508,856 | 1,344,959 | 2,012,148 |
Total Interest & Dividend Income | 483,416 | 491,180 | 512,412 | 534,692 | 122,011 |
Gain (Loss) on Sale of Investments | 162,223 | 205,383 | 224,766 | 103,806 | 43,508 |
Other Revenue | 129,423 | 53,278 | 97,930 | 87,222 | 142,647 |
| 2,780,696 | 2,600,290 | 2,343,963 | 2,070,679 | 2,320,314 | |
Revenue Growth (YoY) | 6.94% | 10.94% | 13.20% | -10.76% | -22.83% |
Policy Benefits | 2,096,268 | 1,808,983 | 1,191,870 | 1,344,194 | 1,614,871 |
Policy Acquisition & Underwriting Costs | 10,846 | 8,457 | 3,058 | 3,595 | 253,787 |
Amortization of Goodwill & Intangibles | 16,750 | 16,981 | 21,673 | 12,060 | 11,583 |
Depreciation & Amortization | 8 | 8 | 8 | 8 | 11,812 |
Selling, General & Administrative | 30,171 | 28,311 | 35,481 | 11,003 | 93,932 |
Other Operating Expenses | 203,479 | 372,043 | 190,460 | 194,780 | 133,273 |
Reinsurance Income or Expense | - | - | - | - | -2,144 |
Total Operating Expenses | 2,376,819 | 2,269,757 | 1,471,232 | 1,580,914 | 2,210,260 |
Operating Income | 403,877 | 330,533 | 872,731 | 489,765 | 110,054 |
Interest Expense | -296,560 | -350,330 | -349,868 | -231,558 | -21,179 |
Earnings From Equity Investments | -527 | -538 | -541.23 | -326.5 | - |
Currency Exchange Gain (Loss) | 50,651 | 266,389 | 70,232 | 109,792 | 75,523 |
Other Non Operating Income (Expenses) | -420 | 2,807 | -1,411 | -6,274 | 27,084 |
EBT Excluding Unusual Items | 157,021 | 248,861 | 591,144 | 361,399 | 191,482 |
Gain (Loss) on Sale of Investments | -93,232 | -215,531 | -217,661 | -493,129 | -34,994 |
Pretax Income | 63,789 | 33,330 | 373,483 | -131,731 | 156,488 |
Income Tax Expense | 12,458 | 9,108 | 87,902 | -32,528 | 36,610 |
Net Income | 51,331 | 24,222 | 285,580 | -99,202 | 119,878 |
Preferred Dividends & Other Adjustments | 2,641 | - | - | - | - |
Net Income to Common | 48,690 | 24,222 | 285,580 | -99,202 | 119,878 |
Net Income Growth | 111.92% | -91.52% | - | - | - |
Shares Outstanding (Basic) | 309 | 309 | 309 | 309 | 309 |
Shares Outstanding (Diluted) | 309 | 309 | 309 | 309 | 309 |
EPS (Basic) | 157.52 | 78.36 | 923.88 | -320.93 | 387.82 |
EPS (Diluted) | 157.52 | 78.36 | 923.88 | -320.93 | 387.82 |
EPS Growth | 101.02% | -91.52% | - | - | - |
Free Cash Flow | -735,313 | -221,142 | 2,105,407 | -417,851 | 103,305 |
Free Cash Flow Per Share | -2378.81 | -715.41 | 6811.19 | -1351.79 | 334.20 |
Operating Margin | 14.52% | 12.71% | 37.23% | 23.65% | 4.74% |
Profit Margin | 1.75% | 0.93% | 12.18% | -4.79% | 5.17% |
Free Cash Flow Margin | -26.44% | -8.51% | 89.82% | -20.18% | 4.45% |
EBITDA | 440,808 | 367,374 | 913,020 | 516,507 | 134,037 |
EBITDA Margin | 15.85% | 14.13% | 38.95% | 24.94% | 5.78% |
D&A For EBITDA | 36,931 | 36,841 | 40,288 | 26,742 | 23,983 |
EBIT | 403,877 | 330,533 | 872,731 | 489,765 | 110,054 |
EBIT Margin | 14.52% | 12.71% | 37.23% | 23.65% | 4.74% |
Effective Tax Rate | 19.53% | 27.33% | 23.54% | - | 23.39% |