Lotte Non - Life Insurance Co., Ltd. (KRX:000400)
South Korea · Delayed Price · Currency is KRW 2,115.00
+10.00 (0.48%)
At close: Sep 11, 2026
KRX:000400 Cash Flow Statement
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | -14,584 | 51,331 | 24,222 | 285,580 | -99,202 | 119,878 |
Depreciation & Amortization | 36,921 | 36,931 | 36,841 | 40,288 | 26,742 | 23,983 |
Other Amortization | 270,699 | 296,560 | 350,330 | 349,868 | 231,558 | 213,826 |
Gain (Loss) on Sale of Assets | -57 | -274 | -25 | - | -138.64 | -54,423 |
Gain (Loss) on Sale of Investments | 49,665 | -37,975 | 10,418 | -7,933 | 387,576 | -94,809 |
Stock-Based Compensation | - | - | 135 | 135.67 | 135.67 | 135.67 |
Change in Insurance Reserves / Liabilities | 1,772,690 | 1,699,191 | 1,511,299 | 1,032,791 | 969,982 | - |
Change in Other Net Operating Assets | -952,288 | -1,578,274 | -104,189 | 1,398,812 | -3,067,189 | 17,733 |
Other Operating Activities | -1,488,740 | -1,441,153 | -1,457,857 | -1,471,056 | -1,253,163 | 375,878 |
Operating Cash Flow | -554,707 | -722,054 | -207,039 | 2,126,461 | -387,314 | 126,911 |
Operating Cash Flow Growth | - | - | - | - | - | 95.82% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -9,302 | -13,259 | -14,103 | -21,054 | -30,537 | -23,607 |
Sale of Property, Plant & Equipment | - | - | - | - | - | 225,400 |
Purchase / Sale of Intangible Assets | -1,473 | -4,185 | -2,382 | -1,524 | -2,710 | -1,328 |
Investment in Securities | 514,900 | 964,000 | 74,392 | 620,360 | -2,444,597 | -258,521 |
Other Investing Activities | -207,843 | -121,067 | -147,172 | -38,675 | -113,831 | 9,279 |
Investing Cash Flow | 296,282 | 825,489 | -89,265 | 559,106 | -2,591,675 | -48,777 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | 428,168 | 149,312 | 3,053,460 | - |
Total Debt Repaid | - | - | -630,000 | -2,425,000 | -90,000 | -68,000 |
Net Debt Issued (Repaid) | - | - | -201,832 | -2,275,688 | 2,963,460 | -68,000 |
Common & Preferred Dividends Paid | -1,077 | -2,641 | -3,128 | -3,128 | -3,128 | -2,739 |
Total Dividends Paid | -1,077 | -2,641 | -3,128 | -3,128 | -3,128 | -2,739 |
Other Financing Activities | -14,662 | -15,050 | -15,069 | -13,960 | -12,228 | -21,347 |
Financing Cash Flow | -15,739 | -17,691 | -220,029 | -2,292,776 | 2,948,104 | -92,086 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 417 | -831 | 3,170 | 1,992 | 100.74 | 1,370 |
Miscellaneous Cash Flow Adjustments | - | - | - | - | 0 | - |
Net Cash Flow | -273,747 | 84,913 | -513,163 | 394,783 | -30,784 | -12,581 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -564,009 | -735,313 | -221,142 | 2,105,407 | -417,851 | 103,305 |
Free Cash Flow Growth | - | - | - | - | - | 110.34% |
Free Cash Flow Margin | -21.43% | -26.44% | -8.51% | 89.82% | -20.18% | 4.45% |
Free Cash Flow Per Share | - | -2378.81 | -715.41 | 6811.19 | -1351.79 | 334.20 |
Levered Free Cash Flow | 2,068,892 | 1,879,499 | 87,926 | -405,353 | -6,791,002 | 578,532 |
Unlevered Free Cash Flow | 1,967,380 | 1,768,289 | -43,448 | -536,554 | -6,877,836 | 570,590 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 54,234 | 53,893 | 48,071 | 61,471 | 19,424 | 22,006 |
Cash Income Tax Paid | - | 19,603 | 39,948 | 14,490 | 60,302 | 8,398 |
Change in Working Capital | 590,899 | 368,092 | 807,661 | 2,908,359 | 312,770 | -465,827 |