Lotte Non - Life Insurance Co., Ltd. (KRX: 000400)

Lotte Non - Life Insurance Ratios and Metrics

Market cap in millions KRW. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 18, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	633,676	738,773	437,391	500,758	540,943	641,403
Market Cap Growth	67.24%	68.90%	-12.65%	-7.43%	-15.66%	82.60%
Enterprise Value	1,310,463	1,676,685	895,063	887,723	967,749	948,741
PE Ratio	2.23	2.47	-	4.27	-	-
PS Ratio	0.26	0.31	0.21	0.22	0.18	0.24
PB Ratio	0.66	0.59	0.24	0.50	0.57	0.66
P/FCF Ratio	0.50	0.35	-	4.85	11.01	-
P/OCF Ratio	0.70	0.35	-	3.95	8.35	-
EV/Sales Ratio	0.53	0.71	0.43	0.38	0.32	0.36
EV/EBITDA Ratio	1.63	1.80	1.73	6.62	4.81	-
EV/EBIT Ratio	1.71	1.88	1.83	8.07	5.43	-
EV/FCF Ratio	1.03	0.80	-	8.59	19.70	-
Debt / Equity Ratio	0.71	0.80	1.82	0.32	0.41	0.35
Debt / EBITDA Ratio	0.84	1.08	6.36	2.38	1.92	-
Debt / FCF Ratio	0.53	0.48	-	3.09	7.88	-
Quick Ratio	67.33	97.36	87.38	3.24	3.20	4.17
Current Ratio	70.91	102.68	95.52	3.86	3.89	4.69
Asset Turnover	0.17	0.15	0.12	0.13	0.18	0.17
Return on Equity (ROE)	26.58%	19.72%	-7.07%	12.30%	-2.53%	-6.69%
Return on Assets (ROA)	3.32%	3.53%	1.72%	0.39%	0.68%	-0.40%
Return on Capital (ROIC)	25.19%	15.20%	9.56%	5.18%	8.44%	-5.66%
Earnings Yield	44.93%	40.83%	-22.68%	23.94%	-4.48%	-7.98%
FCF Yield	200.31%	284.99%	-95.53%	20.63%	9.08%	-22.13%
Payout Ratio	1.09%	1.04%	-	2.29%	-	-
Buyback Yield / Dilution	4.13%	-3.14%	5.25%	-13.64%	-76.79%	-14.83%
Total Shareholder Return	4.13%	-3.14%	5.25%	-13.64%	-76.79%	-14.83%

Source: S&P Capital IQ. Insurance template. Financial Sources.