Lotte Non - Life Insurance Co., Ltd. (KRX:000400)

KRX:000400 Statistics

Total Valuation

KRX:000400 has a market cap or net worth of KRW 537.85 billion. The enterprise value is 1.34 trillion.

Market Cap	537.85B
Enterprise Value	1.34T

Important Dates

The next estimated earnings date is Friday, November 14, 2025.

Earnings Date	Nov 14, 2025
Ex-Dividend Date	n/a

Share Statistics

KRX:000400 has 309.11 million shares outstanding.

Current Share Class	309.11M
Shares Outstanding	309.11M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.35%
Float	49.91M

Valuation Ratios

The trailing PE ratio is 55.54.

PE Ratio	55.54
Forward PE	n/a
PS Ratio	0.19
PB Ratio	0.90
P/TBV Ratio	0.92
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.32, with an EV/FCF ratio of -3.06.

EV / Earnings	138.82
EV / Sales	0.48
EV / EBITDA	2.32
EV / EBIT	2.48
EV / FCF	-3.06

Financial Position

The company has a current ratio of 103.74, with a Debt / Equity ratio of 1.35.

Current Ratio	103.74
Quick Ratio	97.13
Debt / Equity	1.35
Debt / EBITDA	1.39
Debt / FCF	-1.84
Interest Coverage	1.65

Financial Efficiency

Return on equity (ROE) is 1.85% and return on invested capital (ROIC) is 22.34%.

Return on Equity (ROE)	1.85%
Return on Assets (ROA)	2.27%
Return on Invested Capital (ROIC)	22.34%
Return on Capital Employed (ROCE)	3.69%
Revenue Per Employee	2.86B
Profits Per Employee	9.93M
Employee Count	975
Asset Turnover	0.19
Inventory Turnover	n/a

Taxes

In the past 12 months, KRX:000400 has paid 3.49 billion in taxes.

Income Tax	3.49B
Effective Tax Rate	19.55%

Stock Price Statistics

The stock price has decreased by -31.43% in the last 52 weeks. The beta is 0.26, so KRX:000400's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	-31.43%
50-Day Moving Average	1,743.78
200-Day Moving Average	1,800.84
Relative Strength Index (RSI)	54.31
Average Volume (20 Days)	1,462,827

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, KRX:000400 had revenue of KRW 2.79 trillion and earned 9.68 billion in profits. Earnings per share was 31.33.

Revenue	2.79T
Gross Profit	836.68B
Operating Income	543.03B
Pretax Income	17.87B
Net Income	9.68B
EBITDA	578.91B
EBIT	543.03B
Earnings Per Share (EPS)	31.33

Balance Sheet

The company has 11.14 trillion in cash and 806.51 billion in debt, giving a net cash position of -806.51 billion or -2,609.15 per share.

Cash & Cash Equivalents	11.14T
Total Debt	806.51B
Net Cash	-806.51B
Net Cash Per Share	-2,609.15
Equity (Book Value)	598.33B
Book Value Per Share	1,935.64
Working Capital	12.02T

Cash Flow

In the last 12 months, operating cash flow was -424.30 billion and capital expenditures -15.16 billion, giving a free cash flow of -439.46 billion.

Operating Cash Flow	-424.30B
Capital Expenditures	-15.16B
Free Cash Flow	-439.46B
FCF Per Share	-1,421.70

Margins

Gross margin is 29.96%, with operating and profit margins of 19.45% and 0.51%.

Gross Margin	29.96%
Operating Margin	19.45%
Pretax Margin	0.64%
Profit Margin	0.51%
EBITDA Margin	20.73%
EBIT Margin	19.45%
FCF Margin	n/a

Dividends & Yields

KRX:000400 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	21.76%
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	1.80%
FCF Yield	-81.71%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 3, 2006. It was a forward split with a ratio of 5.

Last Split Date	May 3, 2006
Split Type	Forward
Split Ratio	5

Scores

Altman Z-Score	n/a
Piotroski F-Score	4