Lotte Non - Life Insurance Co., Ltd. (KRX:000400)

KRX:000400 Statistics

Total Valuation

KRX:000400 has a market cap or net worth of KRW 563.51 billion. The enterprise value is 1.37 trillion.

Market Cap	563.51B
Enterprise Value	1.37T

Important Dates

The last earnings date was Friday, November 14, 2025.

Earnings Date	Nov 14, 2025
Ex-Dividend Date	n/a

Share Statistics

KRX:000400 has 309.11 million shares outstanding.

Current Share Class	309.11M
Shares Outstanding	309.11M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	0.30%
Float	49.91M

Valuation Ratios

The trailing PE ratio is 11.19.

PE Ratio	11.19
Forward PE	n/a
PS Ratio	0.21
PB Ratio	0.95
P/TBV Ratio	0.98
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 3.41, with an EV/FCF ratio of -2.84.

EV / Earnings	27.20
EV / Sales	0.50
EV / EBITDA	3.41
EV / EBIT	3.75
EV / FCF	-2.84

Financial Position

The company has a current ratio of 61.29, with a Debt / Equity ratio of 1.37.

Current Ratio	61.29
Quick Ratio	57.88
Debt / Equity	1.37
Debt / EBITDA	2.00
Debt / FCF	-1.67
Interest Coverage	1.17

Financial Efficiency

Return on equity (ROE) is 7.28% and return on invested capital (ROIC) is 15.45%.

Return on Equity (ROE)	7.28%
Return on Assets (ROA)	1.52%
Return on Invested Capital (ROIC)	15.45%
Return on Capital Employed (ROCE)	2.49%
Revenue Per Employee	2.81B
Profits Per Employee	51.66M
Employee Count	975
Asset Turnover	0.18
Inventory Turnover	n/a

Taxes

In the past 12 months, KRX:000400 has paid 16.58 billion in taxes.

Income Tax	16.58B
Effective Tax Rate	23.66%

Stock Price Statistics

The stock price has decreased by -11.07% in the last 52 weeks. The beta is 0.30, so KRX:000400's price volatility has been lower than the market average.

Beta (5Y)	0.30
52-Week Price Change	-11.07%
50-Day Moving Average	1,898.56
200-Day Moving Average	1,775.79
Relative Strength Index (RSI)	49.29
Average Volume (20 Days)	319,850

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, KRX:000400 had revenue of KRW 2.74 trillion and earned 50.37 billion in profits.

Revenue	2.74T
Gross Profit	768.24B
Operating Income	366.18B
Pretax Income	70.08B
Net Income	50.37B
EBITDA	402.68B
EBIT	366.18B
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 11.43 trillion in cash and 806.62 billion in debt, giving a net cash position of -806.62 billion or -2,609.50 per share.

Cash & Cash Equivalents	11.43T
Total Debt	806.62B
Net Cash	-806.62B
Net Cash Per Share	-2,609.50
Equity (Book Value)	590.89B
Book Value Per Share	n/a
Working Capital	12.14T

Cash Flow

In the last 12 months, operating cash flow was -468.64 billion and capital expenditures -13.96 billion, giving a free cash flow of -482.60 billion.

Operating Cash Flow	-468.64B
Capital Expenditures	-13.96B
Free Cash Flow	-482.60B
FCF Per Share	-1,561.24

Margins

Gross margin is 28.05%, with operating and profit margins of 13.37% and 1.95%.

Gross Margin	28.05%
Operating Margin	13.37%
Pretax Margin	2.56%
Profit Margin	1.95%
EBITDA Margin	14.70%
EBIT Margin	13.37%
FCF Margin	n/a

Dividends & Yields

KRX:000400 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	5.85%
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	8.94%
FCF Yield	-85.64%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on May 3, 2006. It was a forward split with a ratio of 5.

Last Split Date	May 3, 2006
Split Type	Forward
Split Ratio	5

Scores

Altman Z-Score	n/a
Piotroski F-Score	3