Industrial Bank of Korea Balance Sheet

Financials in millions KRW. Fiscal year is January - December.

Millions KRW. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	24,610,051	18,353,948	28,333,592	26,319,659	19,851,482
Investment Securities	13,535,014	16,217,506	2,049,133	8,849,082	8,797,624
Trading Asset Securities	99,259,740	93,336,830	84,982,442	83,727,177	77,024,786
Total Investments	112,794,754	109,554,336	87,031,575	92,576,259	85,822,410
Gross Loans	353,364,020	335,994,538	321,083,227	306,075,537	282,215,041
Allowance for Loan Losses	-4,893,467	-5,081,430	-4,713,819	-3,756,406	-2,927,161
Other Adjustments to Gross Loans	-9,268	-8,140	-7,462	-8,252	-9,263
Net Loans	348,461,285	330,904,968	316,361,946	302,310,879	279,278,617
Property, Plant & Equipment	2,463,183	2,479,927	2,248,154	2,156,909	2,170,206
Other Intangible Assets	239,049	253,220	214,920	182,147	194,738
Investments in Real Estate	84,958	85,958	82,999	88,512	57,718
Accrued Interest Receivable	1,553,387	1,730,485	1,825,489	1,566,231	1,190,883
Other Receivables	390,503	329,796	288,497	400,298	420,211
Other Current Assets	554,762	488,287	515,920	662,642	647,417
Long-Term Deferred Tax Assets	61,514	101,658	112,215	101,238	32,261
Other Long-Term Assets	9,318,620	7,842,300	11,330,708	4,739,514	8,331,867
Total Assets	500,692,621	472,219,838	448,427,279	431,186,338	398,071,914
Accrued Expenses	3,353,607	3,442,080	3,065,232	1,947,009	1,211,636
Interest Bearing Deposits	100,207,391	92,799,065	88,911,049	83,340,149	78,758,903
Non-Interest Bearing Deposits	67,955,587	65,456,672	65,133,945	71,709,687	79,493,074
Total Deposits	168,162,978	158,255,737	154,044,994	155,049,836	158,251,977
Short-Term Borrowings	15,833,341	11,821,485	6,468,005	8,296,439	5,160,191
Current Income Taxes Payable	437,940	265,622	393,312	687,841	513,216
Other Current Liabilities	2,867,179	2,118,180	2,016,472	1,394,697	1,242,510
Long-Term Debt	261,577,064	249,758,798	236,043,349	225,895,121	196,874,934
Long-Term Unearned Revenue	136,296	155,141	177,303	191,308	164,390
Long-Term Deferred Tax Liabilities	619,142	455,690	288,792	258,846	490,957
Other Long-Term Liabilities	10,849,050	11,716,014	14,113,059	8,209,312	6,628,254
Total Liabilities	463,836,597	437,988,747	416,610,518	401,930,409	370,538,065
Preferred Stock, Non-Redeemable	224,235	224,235	224,235	224,235	489,861
Total Preferred Equity	224,235	224,235	224,235	224,235	489,861
Common Stock	3,987,130	3,987,130	3,987,130	3,987,130	3,721,504
Additional Paid-In Capital	1,178,853	1,170,257	1,178,177	1,174,836	1,171,905
Retained Earnings	25,396,396	23,593,122	21,889,945	20,180,222	18,073,334
Comprehensive Income & Other	5,668,121	4,971,975	4,377,098	3,527,402	3,930,773
Total Common Equity	36,230,500	33,722,484	31,432,350	28,869,590	26,897,516
Minority Interest	401,289	284,372	160,176	162,104	146,472
Shareholders' Equity	36,856,024	34,231,091	31,816,761	29,255,929	27,533,849
Total Liabilities & Equity	500,692,621	472,219,838	448,427,279	431,186,338	398,071,914
Total Debt	277,410,405	261,580,283	242,511,354	234,191,560	202,035,125
Net Cash (Debt)	-142,580,494	-135,723,728	-128,894,951	-116,814,599	-97,713,448
Net Cash Per Share	-178800.94	-170202.31	-161638.76	-156578.07	-131609.82
Filing Date Shares Outstanding	797.43	797.43	797.43	797.43	744.3
Total Common Shares Outstanding	797.43	797.43	797.43	797.43	744.3
Book Value Per Share	45434.32	42289.18	39417.27	36203.48	36137.98
Tangible Book Value	35,991,451	33,469,264	31,217,430	28,687,443	26,702,778
Tangible Book Value Per Share	45134.54	41971.63	39147.75	35975.06	35876.34

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.