Industrial Bank of Korea (KRX:024110)
South Korea · Delayed Price · Currency is KRW 20,050
-100 (-0.50%)
At close: Sep 18, 2026
Industrial Bank of Korea Cash Flow Statement
Financials in millions KRW. Fiscal year is January - December.
Millions KRW. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 2,641,342 | 2,711,103 | 2,644,524 | 2,669,685 | 2,667,696 | 2,412,459 |
Depreciation & Amortization | 414,909 | 408,512 | 315,144 | 293,165 | 271,388 | 265,247 |
Gain (Loss) on Sale of Assets | -2,039 | -2,004 | -1,657 | -27,968 | -587 | -628 |
Gain (Loss) on Sale of Investments | -479,127 | -773,720 | -210,893 | -595,910 | 336,273 | -178,255 |
Total Asset Writedown | 59,821 | 59,877 | 1,080 | 5,065 | 28,270 | 8,511 |
Provision for Credit Losses | 1,860,799 | 1,774,717 | 1,715,815 | 2,065,870 | 1,478,278 | 937,197 |
Change in Trading Asset Securities | 1,732,737 | 219,568 | -1,247,789 | -1,455,882 | 2,733,494 | -1,209,581 |
Change in Other Net Operating Assets | -27,482,303 | -17,466,381 | -27,695,878 | -5,259,571 | -19,258,987 | -19,919,024 |
Other Operating Activities | -329,028 | 271,040 | 626,565 | 1,115,469 | 148,467 | 245,435 |
Operating Cash Flow | -21,776,124 | -12,929,387 | -23,928,175 | -1,315,108 | -11,655,948 | -17,545,179 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -142,344 | -186,051 | -322,866 | -192,407 | -157,943 | -151,782 |
Sale of Property, Plant and Equipment | 1,918 | 4,020 | 5,992 | 30,169 | 8,519 | 6,417 |
Investment in Securities | -7,812,963 | -5,800,954 | -3,726,252 | -369,564 | -6,342,444 | -10,445,719 |
Income (Loss) Equity Investments | -193,235 | -132,099 | -75,086 | -125,031 | -60,240 | -106,540 |
Purchase / Sale of Intangibles | -199,373 | -196,971 | -125,751 | -103,978 | -62,862 | -50,345 |
Other Investing Activities | - | 124 | - | - | 307 | - |
Investing Cash Flow | -8,152,762 | -6,179,832 | -4,168,877 | -635,780 | -6,554,423 | -10,641,429 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 228,414,822 | 224,547,188 | 213,485,769 | 211,071,266 | 150,653,797 |
Long-Term Debt Repaid | - | -212,729,511 | -210,741,337 | -206,168,447 | -181,607,236 | -133,086,979 |
Net Debt Issued (Repaid) | 22,880,637 | 15,685,311 | 13,805,851 | 7,317,322 | 29,464,030 | 17,566,818 |
Issuance of Common Stock | - | - | - | - | - | 48,920 |
Total Dividends Paid | -1,029,836 | -1,029,144 | -956,007 | -912,760 | -753,712 | -497,976 |
Net Increase (Decrease) in Deposit Accounts | 4,390,305 | 9,907,241 | 4,210,743 | -1,004,842 | -3,196,454 | 17,310,432 |
Other Financing Activities | - | - | - | - | -57 | - |
Financing Cash Flow | 26,241,106 | 24,563,408 | 17,060,587 | 5,399,720 | 25,513,807 | 34,428,194 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Foreign Exchange Rate Adjustments | 855,352 | 194,296 | 819,806 | 11,260 | 21,817 | 331,930 |
Net Cash Flow | -2,832,428 | 5,648,485 | -10,216,659 | 3,460,092 | 7,325,253 | 6,573,516 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -21,918,468 | -13,115,438 | -24,251,041 | -1,507,515 | -11,813,891 | -17,696,961 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -238.86% | -144.90% | -277.45% | -17.02% | -140.80% | -225.60% |
Free Cash Flow Per Share | -27486.53 | -16447.22 | -30411.66 | -1890.48 | -15835.32 | -23835.96 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 9,924,182 | 9,980,063 | 10,869,411 | 9,309,330 | 5,030,202 | 2,716,219 |
Cash Income Tax Paid | 948,551 | 753,893 | 924,349 | 1,202,009 | 958,123 | 487,380 |