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Industrial Bank of Korea (KRX:024110)
South Korea flag South Korea · Delayed Price · Currency is KRW
20,850
+350 (1.71%)
At close: Aug 28, 2026

Industrial Bank of Korea Cash Flow Statement

Millions KRW. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
2,711,1032,644,5242,669,6852,667,6962,412,459
Depreciation & Amortization
408,512315,144293,165271,388265,247
Gain (Loss) on Sale of Assets
-2,004-1,657-27,968-587-628
Gain (Loss) on Sale of Investments
-773,720-210,893-595,910336,273-178,255
Total Asset Writedown
59,8771,0805,06528,2708,511
Provision for Credit Losses
1,774,7171,715,8152,065,8701,478,278937,197
Change in Trading Asset Securities
219,568-1,247,789-1,455,8822,733,494-1,209,581
Change in Other Net Operating Assets
-17,466,381-27,695,878-5,259,571-19,258,987-19,919,024
Other Operating Activities
271,040626,5651,115,469148,467245,435
Operating Cash Flow
-12,929,387-23,928,175-1,315,108-11,655,948-17,545,179
Operating Cash Flow Growth
-----

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-186,051-322,866-192,407-157,943-151,782
Sale of Property, Plant and Equipment
4,0205,99230,1698,5196,417
Investment in Securities
-5,800,954-3,726,252-369,564-6,342,444-10,445,719
Income (Loss) Equity Investments
-132,099-75,086-125,031-60,240-106,540
Purchase / Sale of Intangibles
-196,971-125,751-103,978-62,862-50,345
Other Investing Activities
124--307-
Investing Cash Flow
-6,179,832-4,168,877-635,780-6,554,423-10,641,429

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
228,414,822224,547,188213,485,769211,071,266150,653,797
Long-Term Debt Repaid
-212,729,511-210,741,337-206,168,447-181,607,236-133,086,979
Net Debt Issued (Repaid)
15,685,31113,805,8517,317,32229,464,03017,566,818
Issuance of Common Stock
----48,920
Total Dividends Paid
-1,029,144-956,007-912,760-753,712-497,976
Net Increase (Decrease) in Deposit Accounts
9,907,2414,210,743-1,004,842-3,196,45417,310,432
Other Financing Activities
----57-
Financing Cash Flow
24,563,40817,060,5875,399,72025,513,80734,428,194

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Foreign Exchange Rate Adjustments
194,296819,80611,26021,817331,930
Net Cash Flow
5,648,485-10,216,6593,460,0927,325,2536,573,516

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
-13,115,438-24,251,041-1,507,515-11,813,891-17,696,961
Free Cash Flow Growth
-----
Free Cash Flow Margin
-144.90%-277.45%-17.02%-140.80%-225.60%
Free Cash Flow Per Share
-16447.22-30411.66-1890.48-15835.32-23835.96

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
9,980,06310,869,4119,309,3305,030,2022,716,219
Cash Income Tax Paid
753,893924,3491,202,009958,123487,380