Industrial Bank of Korea (KRX:024110)
South Korea flag South Korea · Delayed Price · Currency is KRW
19,380
+200 (1.04%)
Oct 30, 2026, 3:30 PM KST

Industrial Bank of Korea Financials Overview

Millions KRW. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
-9,051,5328,740,7208,859,2808,390,8367,844,463
Revenue Growth
-3.56%-1.34%5.58%6.97%22.24%
Net Income
-2,538,0932,476,7592,521,5702,372,2842,136,180
Earnings Per Share
3158.403182.863105.943162.003179.812877.00
EPS Growth
-0.49%2.48%-1.77%-0.56%10.53%45.52%

Revenue by Segment

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Other
1,041,3121,213,928283,521511,2551,086,478
IB
363,725373,495356,879418,115303,128
Corporate Customer
4,129,3974,250,7854,665,4224,716,1463,363,239
Individual Customer
1,294,7661,490,5811,627,3241,547,8691,134,326
Money Market
-157,402-453,171-551,391258,290354,171
Unallocated Adjustments
144,124159,868320,911-588,392-76,596
Total
6,815,9227,035,4866,702,6666,863,2836,164,746

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
43,194,900134,829,911125,856,555113,616,403117,376,961104,321,677
Total Debt
269,045,800277,410,405261,580,283242,511,354234,191,560202,035,125
Net Cash (Debt)
-225,850,900-142,580,494-135,723,728-128,894,951-116,814,599-97,713,448
Net Cash Growth
------
Net Cash Per Share
-283224.95-178800.94-170202.31-161638.76-156578.07-131609.82

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--12,929,387-23,928,175-1,315,108-11,655,948-17,545,179
Capital Expenditures
--186,051-322,866-192,407-157,943-151,782
Free Cash Flow
--13,115,438-24,251,041-1,507,515-11,813,891-17,696,961
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
-28.04%28.34%28.46%28.27%27.23%
FCF Margin
--144.90%-277.45%-17.02%-140.80%-225.60%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1048.0001048.0001065.000984.000960.000780.000
Dividend Per Share Growth
0%-1.60%8.23%2.50%23.08%65.61%
Dividend Yield
5.41%5.00%7.43%8.30%9.78%7.57%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.146.584.613.753.303.59
Forward PE
5.176.304.493.902.774.12
PS Ratio
-1.851.311.070.930.98