Industrial Bank of Korea (KRX:024110)
South Korea flag South Korea · Delayed Price · Currency is KRW
20,050
-100 (-0.50%)
At close: Sep 18, 2026

Industrial Bank of Korea Financials Overview

Millions KRW. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
9,176,2429,051,5328,740,7208,859,2808,390,8367,844,463
Revenue Growth
10.28%3.56%-1.34%5.58%6.97%22.24%
Net Income
2,453,9522,538,0932,476,7592,521,5702,372,2842,136,180
Earnings Per Share
3077.343182.863105.943162.003179.812877.00
EPS Growth
-5.11%2.48%-1.77%-0.56%10.53%45.52%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Other
1,095,2651,041,3121,213,928283,521511,2551,086,478
IB
320,795363,725373,495356,879418,115303,128
Corporate Customer
4,108,9864,129,3974,250,7854,665,4224,716,1463,363,239
Individual Customer
1,272,4861,294,7661,490,5811,627,3241,547,8691,134,326
Money Market
116,952-157,402-453,171-551,391258,290354,171
Unallocated Adjustments
168,556144,124159,868320,911-588,392-76,596
Total
7,083,0406,815,9227,035,4866,702,6666,863,2836,164,746

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
143,885,584134,829,911125,856,555113,616,403117,376,961104,321,677
Total Debt
293,259,627277,410,405261,580,283242,511,354234,191,560202,035,125
Net Cash (Debt)
-149,374,043-142,580,494-135,723,728-128,894,951-116,814,599-97,713,448
Net Cash Growth
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Net Cash Per Share
-187320.29-178800.94-170202.31-161638.76-156578.07-131609.82

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-21,776,124-12,929,387-23,928,175-1,315,108-11,655,948-17,545,179
Capital Expenditures
-142,344-186,051-322,866-192,407-157,943-151,782
Free Cash Flow
-21,918,468-13,115,438-24,251,041-1,507,515-11,813,891-17,696,961
Free Cash Flow Growth
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Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
26.74%28.04%28.34%28.46%28.27%27.23%
FCF Margin
-238.86%-144.90%-277.45%-17.02%-140.80%-225.60%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1048.0001048.0001065.000984.000960.000780.000
Dividend Per Share Growth
0%-1.60%8.23%2.50%23.08%65.61%
Dividend Yield
5.23%5.29%8.44%10.09%11.89%10.08%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.526.584.613.753.303.59
Forward PE
5.656.304.493.902.774.12
PS Ratio
1.741.851.311.070.930.98